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1705 Rose St, Key West, FL 33040 Property Records

Monroe County property record for 1705 Rose St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,598 sqft · built 2023
Lot Size0.121 acres (5,285 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Oct 2013)
Tax Bill$6,620 (2024)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone AE (high risk)
APN00061750-000000

Property Details

APN / Parcel Number

Primary APN00061750-000000
Alternative APN
  • 1062162

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,598 sqft Living Area
1st Floor Area1,592 sqft
FlooringConcrete/Cement
Interior WallsMasonry

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,285 sqft (0.121 acres)
Lot Dimensions100 ft deep x 53 ft wide
Garage TypeCovered
Garage Area1,300 sqft

Exterior Amenities

PorchOpen Porch
Porch Area51 sqft
Deck Area180 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1062162
Street Address1705 ROSE ST
CityKEY WEST
StateFL
Zip33040-5321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionBK 1 LT 13 KW PEARLMANS SUBDIVISION PB3-65 OR144-177 OR1178-2224 OR1178-2225 OR1218-663 OR1268-650 OR1274-585 OR1289-2139 OR1320-958 OR1321-2108 OR1628-2264 OR1393-2035 OR1628-2245 OR1665-611 OR2367-2340 OR2397-586 OR2578-2165 OR2656-1237 OR2656-1239
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionPEARLMANS SUBDIVISION
Legal Block1
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1015
Census Tract972000

Owner

1705 Rose St is owned and occupied by two individuals who bought it in October 2013.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address1705 ROSE ST, KEY WEST, FL 33040-5321
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2013 · Amount on File
Deed SaleOct 29, 2013 · Amount on File
Prior SaleJul 9, 2012 · Amount on File
Deed Document Number20131955835
Deed Book / Page2656 / 1241
Prior Transfer DateJul 31, 1993
Prior Transfer Doc1268000650
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1705 ROSE ST, KEY WEST, FL 33040-5321
Document Number0028610001
Book / Page002861 / 000001
Instrument DateJun 8, 2017
Transaction TypeMortgage
Record UpdatedJul 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1705 ROSE ST KEY WEST FL 330405321, KEY WEST, FL 33040-5321

Mortgage

Document Number0028610001
DateJun 23, 2017
Book Page002861/000001
Instrument2128330
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 22, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$582,090$1,119,556 Land $782,180 Building $337,376
2024$6,620.00 (+73.21%)
2023$3,822.00 (-14.99%) Homeowner's exemption$442,700 (-16.75%)$731,973 (-2.75%) Land $731,973
2022$4,496.00 Homeowner's exemption$531,767$752,708 Land $576,065 Building $176,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1705 Rose St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 325 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies339 units insured
incl. 14 condo units
Nearby Flood Claims769 (1980–2025)
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 88 claims
  • Hurricane Wilma, Oct 2005 · 313 claims
  • Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1705 Rose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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