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1706 Ridgewood Dr, Murray, KY 42071 Property Records

Calloway County property record for 1706 Ridgewood Dr, Murray, KY 42071 · Last verified January 2026

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 2,016 sqft
OwnerCompany Name on File
Last Sale$246,000 (Aug 2025)
Tax Bill$1,206 (2025)
Deeds & MortgagesAug 2025 Sale & Line of Credit
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN042-K-0004-00015

Property Details

APN / Parcel Number

Primary APN042-K-0004-00015
Alternative APNs
  • 111761
  • 83856

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,016 sqft Living Area

Exterior

Exterior MaterialBrick
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Patio Area166 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number111761
Street Address1706 RIDGEWOOD DR
CityMURRAY
StateKY
Zip42071-3118
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description1706 RIDGEWOOD
JurisdictionCALLOWAY KY
Township / Civil DivisionMURRAY
Census Block Group2
Census Block2013
Census Tract10602

Owner

Source: Calloway County records · APN 042-K-0004-00015

Assessment roll updated November 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address105 MILL CREEK RD, PURYEAR, TN 38251-4324
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2025Warranty Deed, Transfer · Line of Credit
FIRSTBANK
Dec 02, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
FNB BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2025 · Amount on Record
Deed SaleAug 06, 2025 · Amount on Record
Prior SaleDec 02, 2020 · Amount on Record
Deed Document Number721270
Deed Book / Page1509 / 491
Record UpdatedJun 08, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLOWAY KY
Recording DateAug 06, 2025
Property Address1706 RIDGEWOOD DR, MURRAY, KY 42071-3118
Document Number001509/491
Book / Page1509 / 491
Map ReferenceMB 5 PG 63
Instrument DateAug 05, 2025
Instrument721270
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$246.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1350 HARMON RD, MURRAY, KY 42071-6801

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 MILL CREEK RD, PURYEAR, TN 38251-4324

Mortgage

Document Number0000721271
DateAug 06, 2025
Instrument721271
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 05, 2030

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLOWAY KY
Recording DateDec 02, 2020
Property Address1706 RIDGEWOOD DR, MURRAY, KY 42071-3118
Document Number001286/598
Book / Page1286 / 598
Map ReferenceMB 3 PG 14
Instrument DateNov 25, 2020
Instrument645541
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1620 TABARD DR, MURRAY, KY 42071-3274

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1706 RIDGEWOOD DR, MURRAY, KY 42071-3118

Mortgage

Document Number0000645542
DateDec 02, 2020
Instrument645542
Lender
NameFNB BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueDec 10, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Calloway County records · Assessment roll updated November 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
Unified School DistrictCalloway County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,206.00 (-1.63%)$130,000 (-)$130,000 (-)
2023$1,226.00$130,000$130,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calloway County (21035C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210350106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 249 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon, Murray Electric System. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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