Carroll County property record for 1709 Peppermint Ln, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,680 sqft · built 1982 |
| Lot Size | 0.861 acres (37,525 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $518,000 (Dec 2025) |
| Tax Bill | $3,852 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-045378 |
| Primary APN | 04-045378 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 37,525 sqft (0.861 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Slab |
| Porch Area | 128 sqft |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 045378 |
|---|---|
| Street Address | 1709 PEPPERMINT LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 17 - 37525 SQ FT PEPPERMINT LANE 21-85 PEPPERMINT PARK SEC 2 |
| Legal Subdivision | PEPPERMINT PARK SEC 03 |
| Legal Lot Number | 17 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 504201 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1709 PEPPERMINT LN, WESTMINSTER, MD 21157-7253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 11, 2026 | Intrafamily Transfer, Transfer |
| Dec 5, 2025 | Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on Record |
| Deed Sale | Dec 5, 2025 · Amount on Record |
| Prior Sale | Feb 26, 2014 · Amount on Record |
| Deed Book / Page | 11637 / 51 |
| Last Transfer Date | Jan 29, 2026 |
| Transfer Doc | 0116840072 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 11, 2026 |
| Property Address | 1709 PEPPERMINT LN, WESTMINSTER, MD 21157-7253 |
| Document Number | 0116840072 |
| Book / Page | 11684 / 72 |
| Map Reference | MB 21 FO 85 |
| Instrument Date | Jan 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1709 PEPPERMINT LN, WESTMINSTER, MD 21157-7253 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Dec 5, 2025 |
| Property Address | 1709 PEPPERMINT LN, WESTMINSTER, MD 21157-7253 |
| Document Number | 0116370051 |
| Book / Page | 11637 / 51 |
| Map Reference | MB 21 FO 85 |
| Instrument Date | Nov 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1709 PEPPERMINT LN, WESTMINSTER, MD 21157-7253 |
| Document Number | 0001163759 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 11637/59 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,067 (+7.44%) | $494,200 (+22.33%) Land $194,300 Building $299,900 | |
| 2025 | $3,852.00 (+4.33%) Homeowner's exemption | $404,000 (+23.62%) Land $154,400 Building $249,600 | $404,000 (-) Land $154,400 Building $249,600 |
| 2023 | $3,692.00 Homeowner's exemption | $326,800 | $404,000 Land $154,400 Building $249,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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