1707 Peppermint Ln, Westminster, MD 21157 Property Records

Carroll County property record for 1707 Peppermint Ln, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,835 sqft · built 1986
Lot Size1.18 acres (51,401 sqft)
Owner2 Individual Names on Record
Last Sale$317,000 (Nov 2014)
Tax Bill$4,601 (2026)
Deeds & MortgagesNov 2023 Line of Credit
May 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-045386

Property Details

APN / Parcel Number

Primary APN04-045386
Alternative APNs
  • 4045386
  • 045386

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,835 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area51,401 sqft (1.18 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area604 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number045386
Street Address1707 PEPPERMINT LN
CityWESTMINSTER
StateMD
Zip21157-7253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 18 - 1.18 ACS 1707 PEPPERMINT LN 21-85 PEPPERMINT PARK
Legal SubdivisionPEPPERMINT PARK
Legal Lot Number18
JurisdictionCARROLL MD
Township / Civil Division4, WOOLERYS
Census Block Group2
Census Block2003
Census Tract504201

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1707 PEPPERMINT LN, WESTMINSTER, MD 21157-7253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2023Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL FCU OF MARYLAND
May 20, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Mar 16, 2022Intrafamily Transfer, Transfer
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 4, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2014 · Amount on Record
Deed SaleNov 10, 2014 · Amount on Record
Prior SaleAug 13, 1998 · Amount on Record
Deed Book / Page7807 / 443
Last Transfer DateApr 11, 2022
Transfer Doc0107810324
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1707 PEPPERMINT LN, WESTMINSTER, MD 21157-7253
Transaction TypeMortgage
Record UpdatedDec 13, 2023
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0111510425
DateNov 22, 2023
Book Page11151/425
Lender
NameFIRST FINANCIAL FCU OF MARYLAND
TypeCredit Union
AddressSPARKS GLENCOE, MD 21152
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 31, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARROLL MD
Recording DateMay 20, 2022
Property Address1707 PEPPERMINT LN, WESTMINSTER, MD 21157-7253
Document Number0107810324
Book / Page10781 / 324
Map ReferenceLB 21 FO 85
Instrument DateApr 11, 2022
Transaction TypeTransfer
Record UpdatedJun 13, 2022
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1707 PEPPERMINT LN, WESTMINSTER, MD 21157-7253

Mortgage

Document Number0107810331
DateMay 20, 2022
Instrument10781-0331
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARROLL MD
Recording DateMar 16, 2022
Property Address1707 PEPPERMINT LN, WESTMINSTER, MD 21157-7253
Document Number0107090319
Book / Page10709 / 319
Map ReferenceLB 21 FO 85
Instrument DateMar 7, 2022
Transaction TypeTransfer
Record UpdatedMar 29, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1707 PEPPERMINT LN, WESTMINSTER, MD 21157-7253

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1707 PEPPERMINT LN, WESTMINSTER, MD 21157-7253
Transaction TypeMortgage
Record UpdatedDec 24, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0105930387
DateDec 13, 2021
Book Page10593/387
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term224 Months
DueAug 1, 2040

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARROLL MD
Recording DateOct 4, 2017
Property Address1707 PEPPERMINT LN, WESTMINSTER, MD 21157-7253
Document Number0088230284
Book / Page008823 / 000284
Instrument DateSep 28, 2017
Transaction TypeTransfer
Record UpdatedNov 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1707 PEPPERMINT LN WESTMINSTER MD 211577253, WESTMINSTER, MD 21157-7253

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,601.00 (+7.47%)$405,533 (+7.6%)$462,800 (+22.79%) Land $201,800 Building $261,000
2025$4,281.00 (+15.52%)$376,900 (+14.92%) Land $161,800 Building $215,100$376,900 (-) Land $161,800 Building $215,100
2023$3,706.00$327,967$376,900 Land $161,800 Building $215,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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