St. Johns County property record for 1709 Pepper Stone Ct, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,103 sqft Living Area |
| Lot Size | 12,196 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $343,000 (2019) |
| Tax Bill | $6,253.00 (2025) |
| Primary APN | 026434-0250 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,103 sqft Living Area |
| Gross Area | 2,655 sqft Gross Area |
| 1st Floor | 2,103 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,196 sqft (0.28 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 552 sqft Garage |
| Pool Area | 392 sqft Pool |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 680 sqft Patio |
| Porch Area | 334 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1709 PEPPER STONE CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5007 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 44/1-6 ST JOHNS GOLF & COUNTRY CLUB UNIT 3 PHASE 1 LOT 25 OR4752/1656 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 29 |
| Legal Subdivision | ST. JOHNS GOLF & COUNTRY CLUB UNIT 3 PHA |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 026434-0250
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1709 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PFG LOANS INC |
| Jul 03, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2019 · Amount on Record |
| Deed Sale | Jul 03, 2019 · Amount on Record |
| Prior Sale | May 30, 2003 · Amount on Record |
| Deed Doc Number | 201947488 |
| Deed Book / Page | 4752 / 1656 |
| Prior Transfer Date | Feb 28, 2005 |
| Prior Transfer Doc | 0023860787 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1709 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045780614 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 4578/0614 |
| Instrument | 2018049220 |
| Name | PFG LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 208 Months |
| Due | Nov 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 03, 2019 |
| Property Address | 1709 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Document Number | 0047521656 |
| Book / Page | 004752 / 001656 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 47488 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,401.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1709 PEPPER STONE CT ST AUGUSTINE FL 320925007, ST AUGUSTINE, FL 32092-5007 |
| Document Number | 47521659 |
|---|---|
| Date | Jul 03, 2019 |
| Book Page | 004752/001659 |
| Instrument | 47489 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,784 (+2.7%) | $521,413 (+11.29%) Land $154,000 Building $367,413 | |
| 2025 | $6,253.00 (+8.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $308,456 (+5.99%) | $468,503 (+5.97%) Land $154,000 Building $314,503 |
| 2024 | $5,738.00 (+2.5%) | ||
| 2023 | $5,598.00 (+5.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $291,032 (+3%) | $442,094 (+8.54%) Land $145,000 Building $297,094 |
| 2022 | $5,307.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $282,555 | $407,328 Land $123,200 Building $284,128 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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