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1709 N Ryan St, McHenry, IL 60050 Property Records

McHenry County property record for 1709 N Ryan St, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details1,176 sqft · built 1988
Lot Size0.287 acres (12,522 sqft)
Owner2 Individual Names on Record
Last Sale$178,000 (Aug 2019)
Deeds & MortgagesJun 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-26-153-013

Property Details

APN / Parcel Number

Primary APN09-26-153-013

Interior

Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area1,814 sqft
1st Floor Area1,176 sqft
Basement Area638 sqft

Exterior

Year BuiltBuilt 1988
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area12,522 sqft
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area24 sqft
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1709 N RYAN ST
CityMCHENRY
StateIL
Zip60050-3957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0024242 LT 7 MCHENRY LAKES ESTATES UNIT 4 MEMO: GUSTAFSON, CHRISTOPHER/ CARRICO, KRISTINE V
Legal Range08E
Legal Township45N
Legal Section26
Legal SubdivisionMCHENRY LAKES ESTATES
Legal Block153
Legal Lot Number7
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2025
Census Tract870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1709 N RYAN ST, MCHENRY, IL 60050-3957
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Aug 2, 2019Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2019 · Amount on Record
Deed SaleAug 2, 2019 · Amount on Record
Prior SaleMay 6, 2013 · Amount on Record
Deed Document Number2019R0024242
Record UpdatedJun 7, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1709 N RYAN ST, MCHENRY, IL 60050-3957
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032453
DateJun 15, 2021
Instrument2021R0032453
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036
Interest
Rate TypeFixed Rate
Rate2.75%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 2, 2019
Property Address1709 N RYAN ST, MCHENRY, IL 60050-3957
Document Number0000024242
Instrument DateJul 29, 2019
Instrument24242
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$267.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4818 PARKVIEW DR MCCULLOM LAKE IL 60050, MCCULLOM LAKE, IL 60050

Mortgage

Document Number24244
DateAug 2, 2019
Instrument24244
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$70,012 Land $16,948 Building $53,064$210,036 Land $50,844 Building $159,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1990–2013)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

May also be available: Verizon.

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