1705 N Ryan St, McHenry, IL 60050 Property Records

McHenry County property record for 1705 N Ryan St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	2,335 sqft · built 1988
Lot Size	0.325 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Aug 2026)
Tax Bill	$8,208 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-153-014`

Property Details

APN / Parcel Number

Primary APN	`09-26-153-014`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,335 sqft Living Area
1st Floor Area	1,514 sqft
Basement Area	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Lot Area	14,375 sqft (0.325 acres)
Garage Area	114 sqft

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	231 sqft
Shed	1 Shed
Shed Area	120 sqft
Gazebo	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1705 N RYAN ST
City	MCHENRY
State	IL
Zip	60050-3957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0021947 LT 6 MCHENRY LAKES ESTATES UNIT 4
Legal Subdivision	MCHENRY LAKES ESTATES UNIT 4
Legal Block	153
Legal Lot Number	6
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2025
Census Tract	870604

Owner

1705 N Ryan St is owned by two individuals who bought it in August 2026.

Source: McHenry County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1456 E PORTS O CALL DR, N, PALATINE, IL 60074-3261
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Jul 28, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 17, 2020	Warranty Deed, Transfer · Conventional with PMI BAXTER CU
Jan 29, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Jul 16, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on File
Deed Sale	Aug 25, 2026 · Amount on File
Prior Sale	Jun 17, 2020 · Amount on File
Deed Document Number	202624762
Prior Transfer Date	Jul 16, 2019
Prior Transfer Doc	0000021728
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 25, 2026
Property Address	1705 N RYAN ST, MCHENRY, IL 60050-3957
Document Number	0000024762
Instrument Date	Aug 14, 2026
Instrument	202624762
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1456 E PORTS O CALL DR, PALATINE, IL 60074-3261

Mortgage

Document Number	0000024763,
Date	Aug 25, 2026
Instrument	202624763

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	7.25%
Max Rate	-1%

Mortgage

Document Number	0000024764,
Date	Aug 25, 2026
Instrument	202624764

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2036

Interest

Rate	25%
Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 28, 2026
Property Address	1705 N RYAN ST, MCHENRY, IL 60050-3957
Document Number	0000021616
Instrument Date	Jul 22, 2026
Instrument	202621616
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 N RYAN ST, MCHENRY, IL 60050-3957

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 17, 2020
Property Address	1705 N RYAN ST, MCHENRY, IL 60050-3957
Document Number	0000021947
Instrument Date	Jun 11, 2020
Instrument	21947
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2890 GLACIER WAY #B WAUCONDA IL 600845060, B, WAUCONDA, IL 60084-5060

Mortgage

Document Number	21948
Date	Jun 17, 2020
Instrument	21948

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 29, 2020
Property Address	1705 N RYAN ST, MCHENRY, IL 60050-3957
Document Number	0000003574
Instrument Date	Jan 21, 2020
Instrument	3574
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$236.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 N RYAN ST MCHENRY IL 600503957, MCHENRY, IL 60050-3957

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 16, 2019
Property Address	1705 N RYAN ST, MCHENRY, IL 60050-3957
Document Number	0000021728
Instrument Date	Jul 16, 2019
Instrument	21728
Transaction Type	Foreclosure
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,208.00	$105,040 Land $20,391 Building $84,649	$315,120 Land $61,173 Building $253,947
2022	Homeowner's exemption	$87,304 Land $16,948 Building $70,356	$261,912 Land $50,844 Building $211,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1705 N Ryan St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1705 N Ryan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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