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1709 Hoover Trl, McHenry, IL 60051 Property Records

McHenry County property record for 1709 Hoover Trl, McHenry, IL 60051

Property Summary

Property TypeResidential Vacant Land
Lot Size0.246 acres (10,743 sqft)
OwnerIndividual Name on Record
Last Sale$407,000 (Nov 2022)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-25-178-011

Property Details

APN / Parcel Number

Primary APN09-25-178-011

Exterior

Lot Area10,743 sqft

Location & Zoning

Street Address1709 HOOVER TRL
CityMCHENRY
StateIL
Zip60051-3608
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionDOC 2022R0038961 LT 131 LIBERTY TRAILS UNIT 1
Legal Range08E
Legal Township45N
Legal Section25
Legal SubdivisionLIBERTY TRAILS UN 1
Legal Lot Number131
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2061
Census Tract870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1709 HOOVER TRL, MCHENRY, IL 60051-3608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2022Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jan 30, 2018Deed of Trust, Mortgage
CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2022 · Amount on Record
Deed SaleNov 21, 2022 · Amount on Record
Deed Document Number2022R0038961
Record UpdatedJun 7, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateNov 21, 2022
Property Address1709 HOOVER TRL, MCHENRY, IL 60051-3608
Document Number0000038961
Map ReferenceDOC 2002R1218585
Instrument DateOct 19, 2022
Instrument2022R0038961
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$407.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1709 HOOVER TRL, MCHENRY, IL 60051-3608

Mortgage

Document Number0000038962
DateNov 21, 2022
Instrument2022R0038962
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate5.12%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1709 HOOVER TRL, MCHENRY, IL 60051-3608
Document Number0000014434
Instrument DateJan 30, 2018
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address727 N BANK LN LAKE FOREST IL 600451887, LAKE FOREST, IL 60045-1887

Mortgage

Document Number0000014434
DateMay 4, 2018
Instrument14434
Lender
NameCRYSTAL LAKE BK&TR
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$34 Land $34$102 Land $102

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA3 of 22
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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