1706 Hoover Trl, McHenry, IL 60051 Property Records

McHenry County property record for 1706 Hoover Trl, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,339 sqft · built 2004
Lot Size	0.266 acres (11,628 sqft)
Owner	Company Name on Record
Tax Bill	$11,640 (2024)
Deeds & Mortgages	Mar 2026 Sale Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-179-009`

Property Details

APN / Parcel Number

Primary APN	`09-25-179-009`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,339 sqft Living Area
1st Floor Area	1,970 sqft
Basement Area	1,878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,628 sqft
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1706 HOOVER TRL
City	MCHENRY
State	IL
Zip	60051-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0006113 LT 127 LIBERTY TRAILS UNIT 1
Legal Range	08E
Legal Township	45N
Legal Section	25
Legal Subdivision	LIBERTY TRLS 01
Legal Lot Number	127
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2064
Census Tract	870702

Owner

Source: McHenry County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	2310 THOROUGHBRED TRL, WOODSTOCK, IL 60098-8469
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 22, 2017	Deed of Trust, Mortgage · ARM MB FINANCIAL BANK NA
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC
Mar 8, 2019	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026
Deed Sale	Mar 9, 2026
Prior Sale	Mar 8, 2019 · Amount on Record
Deed Document Number	2026R0006185
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 9, 2026
Property Address	1706 HOOVER TRL, MCHENRY, IL 60051-3608
Document Number	0000006185
Map Reference	DOC 2002R0121585
Instrument Date	Mar 4, 2026
Instrument	2026R0006185
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2310 THOROUGHBRED TRL, WOODSTOCK, IL 60098-8469

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1706 HOOVER TRL, MCHENRY, IL 60051-3608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022672
Date	Jun 22, 2017
Instrument	2017R0022672

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	ARM
Amount	Amount Recorded
Term	356 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1706 HOOVER TRL, MCHENRY, IL 60051-3608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BAIRD & WARNER TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031001
Date	Sep 19, 2019
Instrument	2019R0031001

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Interest

Rate	4%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 8, 2019
Property Address	1706 HOOVER TRL, MCHENRY, IL 60051-3608
Document Number	0000006113
Map Reference	DOC 2002R0121585
Instrument Date	Feb 28, 2019
Instrument	2019R0006113
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 HOOVER TRL, MCHENRY, IL 60051-3608

Mortgage

Document Number	0000006114
Date	Mar 8, 2019
Instrument	2019R0006114

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$11,640.00 Homeowner's exemption	$145,604 (+20.31%) Land $21,997 Building $123,607	$436,812 (+20.31%) Land $65,991 Building $370,821
2022	Homeowner's exemption	$121,019 Land $18,283 Building $102,736	$363,057 Land $54,849 Building $308,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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