1709 Elder Rd, Mishawaka, IN 46545 Property Records

St. Joseph County property record for 1709 Elder Rd, Mishawaka, IN 46545

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1953
Lot Size	0.73 acres (31,840 sqft)
Owner	Individual Name on File
Tax Bill	$2,607 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`71-09-11-251-010.000-022`

Property Details

APN / Parcel Number

Primary APN	`71-09-11-251-010.000-022`
Alternative APN	`02710010325`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	792 sqft Living Area

Exterior

Year Built	Built 1953
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	31,840 sqft (0.73 acres)
Lot Dimensions	398 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Deck Area	204 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	02710010325
Street Address	1709 ELDER RD
City	MISHAWAKA
State	IN
Zip	46545-7326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80' X 398.3' BEG CEN OF ELDER RD 730' N OF CEN OF JEFF SEC 11 37 3E LOT 26 CITIZENS HOMES CO JEFF RD PRO
Legal Range	03E
Legal Township	37
Legal Section	11
Legal Lot Number	26
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2023
Census Tract	11503

Owner

1709 Elder Rd is owned and occupied by an individual who acquired it in August 2022.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1709 ELDER RD, MISHAWAKA, IN 46545-7326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Aug 17, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2009
Deed Sale	Jun 23, 2009
Prior Sale	Jun 23, 2009
Deed Document Number	0920871
Last Transfer Date	Aug 17, 2022
Transfer Doc	0002224170
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1709 ELDER RD, MISHAWAKA, IN 46545-7326
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002303732
Date	Feb 22, 2023
Instrument	2303732

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 17, 2022
Property Address	1709 ELDER RD, MISHAWAKA, IN 46545-7326
Document Number	0002224170
Instrument Date	Aug 12, 2022
Instrument	2224170
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1709 ELDER RD, MISHAWAKA, IN 46545-7326

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,200 Land $39,800 Building $89,400	$129,200 Land $39,800 Building $89,400
2024	$2,607.00 (-7.94%)
2023	$2,832.00	$132,400 (-) Land $39,800 Building $92,600	$132,400 (-) Land $39,800 Building $92,600
2022	$2,832.00	$132,400 Land $39,800 Building $92,600	$132,400 Land $39,800 Building $92,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1709 Elder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1709 Elder Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway, Mercury Fiber.

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