1607 Elder Rd, Mishawaka, IN 46545 Property Records

St. Joseph County property record for 1607 Elder Rd, Mishawaka, IN 46545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,540 sqft · built 1961
Lot Size	3.54 acres (154,202 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,675 (2024)
Deeds & Mortgages	Jul 2022 Sale Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-11-251-004.000-022`

Property Details

APN / Parcel Number

Primary APN	`71-09-11-251-004.000-022`
Alternative APN	`02710010322`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,540 sqft Living Area
Gross Area	6,758 sqft
1st Floor Area	5,136 sqft
Basement Area	1,596 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	154,202 sqft (3.54 acres)
Garage Type	Attached
Garage Area	3,252 sqft
Parking Spaces	5 Parking Spaces
Pool Area	290 sqft
Shed	1 Shed
Shed Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1607 ELDER RD
City	MISHAWAKA
State	IN
Zip	46545-7327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 HERNANDEZ & PAREDES MINOR SUB 25/26 NP #3498 10/24/2024
Legal Range	3E
Legal Township	37N
Legal Section	11
Legal Subdivision	HERNANDEZ & PAREDES MINOR SUB
Legal Lot Number	1
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2023
Census Tract	11503

Owner

1607 Elder Rd is owned and occupied by two individuals who acquired it in July 2022.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1607 ELDER RD, MISHAWAKA, IN 46545-7327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CITY BANK COMMERCE
Jul 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022
Deed Sale	Jul 27, 2022
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	202221966
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 27, 2022
Property Address	1607 ELDER RD, MISHAWAKA, IN 46545-7327
Document Number	0002221966
Instrument Date	Jul 21, 2022
Instrument	2221966
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 ELDER RD, MISHAWAKA, IN 46545-7327

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 16, 2018
Property Address	1607 ELDER RD, MISHAWAKA, IN 46545-7327
Document Number	0001817463
Instrument Date	Jul 12, 2018
Instrument	1817463
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 ELDER RD, MISHAWAKA, IN 46545-7327

Mortgage

Document Number	0001817464
Date	Jul 16, 2018
Instrument	1817464

Lender

Name	FIRST CITY BANK COMMERCE
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 16, 2018
Property Address	1607 ELDER RD, MISHAWAKA, IN 46545-7327
Document Number	0001817462
Instrument Date	Jul 12, 2018
Instrument	1817462
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 ELDER RD, MISHAWAKA, IN 46545-7327

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$298,200 Land $64,200 Building $234,000	$298,200 Land $64,200 Building $234,000
2024	$5,675.00 (-3.04%)
2023	$5,853.00 (+106.24%)	$281,300 (+17.99%) Land $64,300 Building $217,000	$281,300 (+17.99%) Land $64,300 Building $217,000
2022	$2,838.00 Homeowner's exemption	$238,400 Land $21,400 Building $217,000	$238,400 Land $21,400 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1607 Elder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1607 Elder Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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