1709 3rd Ave E, Spencer, IA 51301 Property Records

Clay County property record for 1709 3rd Ave E, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1953
Square Footage	832 sqft Living Area
Lot Size	7,500 sqft (0.172 acres)
Garage	Attached, 330 sqft
Last Sale	$69,000 (2015)
Tax Bill	$1,398.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`963607133017`
Alternative APN	`64096360713301700`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	832 sqft Living Area
Basement Area	832 sqft Basement
Finished Basement	400 sqft Finished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1953
Architectural Style	Cape Cod Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	7,500 sqft (0.172 acres)
Depth X Width	150 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	330 sqft Garage
Patio Area	220 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	64096360713301700
Street Address	1709 3RD AVE E
City	SPENCER
State	IA
Zip	51301-4456
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	N 50' OF E 150' OF W 300' 2 G&A 2ND
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	G & A 2ND ADDITION
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	3
Census Block	3005
Census Tract	80200

Owner

Source: Clay County records · APN 963607133017

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	801 E 4TH ST, SPENCER, IA 51301-5148
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Deed Doc Number	0020152939
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,790 (+14.35%) Land $20,400 Building $79,390	$99,790 (+14.35%) Land $20,400 Building $79,390
2024	$1,398.00 (+4.95%)
2023		$87,270 (+15.38%) Land $14,280 Building $72,990	$87,270 (+15.38%) Land $14,280 Building $72,990
2022	$1,332.00	$75,640 Land $14,280 Building $61,360
2021			$75,640 Land $14,280 Building $61,360

Flood & Wildfire

1709 3rd Ave E is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Clay County (19041C), updated February 21, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 17th in Iowa
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.