Clay County property record for 1708 3rd Ave E, Spencer, IA 51301 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1953 |
| Square Footage | 1,488 sqft Living Area |
| Lot Size | 9,000 sqft (0.206 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,500 (2021) |
| Tax Bill | $3,464.00 (2024) |
| Primary APN | 963607201002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,488 sqft Living Area |
| 1st Floor | 728 sqft 1st Floor |
| Basement Area | 760 sqft Basement |
| Finished Basement | 325 sqft Finished |
| Game Room | Game Room |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Block Foundation |
| Roof Construction | Hip Roof Construction |
| Lot Area | 9,000 sqft (0.206 acres) |
| Depth X Width | 150 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 160 sqft Shed |
| Patio Area | 88 sqft Patio |
| Porch | Finished/Screened Porch |
| Porch Area | 224 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Water Source | Commercial Water Source |
| Street Address | 1708 3RD AVE E |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-4455 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2 1 TRIPP |
| Legal Subdivision | TRIPP'S ADDITION |
| Jurisdiction | CLAY IA |
| Minor Civil Division | SPENCER |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 80200 |
Source: Clay County records · APN 963607201002
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1708 3RD AVE E, SPENCER, IA 51301-4455 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Line of Credit FARMERS TRUST & SAVINGS BANK |
| Jul 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage FARMERS TRUST & SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 2021 2114 |
| Deed Book / Page | 2021 / 2114 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 1708 3RD AVE E, SPENCER, IA 51301-4455 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02023/2899 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 2023/2899 |
| Instrument | 2023 2899 |
| Name | FARMERS TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IA 51301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Jul 02, 2021 |
| Property Address | 1708 3RD AVE E, SPENCER, IA 51301-4455 |
| Document Number | 02021/2114 |
| Book / Page | 2021 / 2114 |
| Instrument Date | Jun 27, 2021 |
| Instrument | 2021 2114 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1708 3RD AVE E, SPENCER, IA 51301-4455 |
| Document Number | 02021/2115 |
|---|---|
| Date | Jul 02, 2021 |
| Book Page | 2021/2115 |
| Instrument | 2021 2115 |
| Name | FARMERS TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $239,920 (+10.88%) Land $24,480 Building $215,440 | $239,920 (+10.88%) Land $24,480 Building $215,440 | |
| 2024 | $3,464.00 (+6.85%) | ||
| 2023 | $216,380 (+17.6%) Land $17,140 Building $199,240 | $216,380 (+17.6%) Land $17,140 Building $199,240 | |
| 2022 | $3,242.00 Homeowner's exemption | $183,990 Land $17,140 Building $166,850 | |
| 2021 | $183,990 Land $17,140 Building $166,850 |
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