Polk County property record for 1709 2nd St NE, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,114 sqft · built 1930 |
| Lot Size | 0.234 acres (10,202 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Aug 2024) |
| Tax Bill | $2,415 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-21-581500-002040 |
| Primary APN | 26-28-21-581500-002040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,114 sqft Living Area |
| 1st Floor Area | 1,114 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,202 sqft (0.234 acres) |
| Lot Dimensions | 100 ft deep x 102 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Area | 216 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 260 sqft |
| Shed | 1 Shed |
| Street Address | 1709 2ND ST NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-2428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | SECOND REPLAT OF IDA M SMITHS SUB PB 33 PG 16 BLK 2 LOTS 4 & 5 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 21 |
| Legal Subdivision | SMITH IDA M SUBDIVISION 2ND REPLAT |
| Legal Tract | 581500 |
| Legal Block | 2 |
| Legal Lot Number | 4,5 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 13602 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1709 2ND ST NE, WINTER HAVEN, FL 33881-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Line of Credit STEARNS BANK NA |
| Mar 1, 2024 | Warranty Deed, Transfer GIANNELL TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2024 · Amount on Record |
| Deed Sale | Aug 21, 2024 · Amount on Record |
| Prior Sale | Mar 1, 2024 · Amount on Record |
| Deed Document Number | 2024194132 |
| Deed Book / Page | 13237 / 1911 |
| Transfer Doc | 4808000028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1709 2ND ST NE, WINTER HAVEN, FL 33881-2428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5225 E PIMA ST, TUCSON, AZ 85712-3629 |
| Investor | Possibly a Property Investor |
| Document Number | 0000089095 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 13082/1980 |
| Instrument | 2024089095 |
| Name | STEARNS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Jul 1, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 1, 2024 |
| Property Address | 1709 2ND ST NE, WINTER HAVEN, FL 33881-2428 |
| Document Number | 0000048380 |
| Book / Page | 13024 / 711 |
| Map Reference | MB 33 PG 16 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024048380 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Title Company | GIANNELL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $665.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4212 BIG OAK CIR, VALDOSTA, GA 31602-2389 |
| Name | Verified Name |
|---|---|
| Address | 5225 E PIMA ST, TUCSON, AZ 85712-3629 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,415.00 (+21.42%) Homeowner's exemption | $170,521 (+2.76%) Land $31,390 Building $139,131 | $170,521 (+2.76%) Land $31,390 Building $139,131 |
| 2023 | $1,989.00 (+17.48%) | $165,949 (+31.71%) Land $29,570 Building $136,379 | $165,949 (+31.71%) Land $29,570 Building $136,379 |
| 2022 | $1,693.00 | $126,000 Land $24,660 Building $101,340 | $126,000 Land $24,660 Building $101,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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