1705 2nd St NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1705 2nd St NE, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 816 sqft · built 1963
Lot Size	0.117 acres (5,101 sqft)
Owner	Individual Name on File
Last Sale	$51,000 (May 2008)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-21-581500-002070`

Property Details

APN / Parcel Number

Primary APN	`26-28-21-581500-002070`
Alternative APNs	`212826581500002070` `12826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	5,101 sqft (0.117 acres)
Lot Dimensions	100 ft deep x 51 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	244 sqft
Carport	Carport
Carport Area	244 sqft
Porch	Unfinished Open Porch
Porch Area	52 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1705 2ND ST NE
City	WINTER HAVEN
State	FL
Zip	33881-2428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	SECOND REPLAT OF IDA M SMITHS SUB PB 33 PG 16 BLK 2 LOT 7
Legal Range	26E
Legal Township	28S
Legal Section	21
Legal Subdivision	SMITH IDA M SUBDIVISION 2ND REPLAT
Legal Tract	581500
Legal Block	2
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3018
Census Tract	13602

Owner

1705 2nd St NE is owned by an individual who bought it in May 2008.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1747 3RD ST NE, WINTER HAVEN, FL 33881-2551
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2008 · Amount on File
Deed Sale	May 15, 2008 · Amount on File
Prior Sale	May 7, 2008 · Amount on File
Deed Document Number	200883292
Deed Book / Page	7629 / 1698
Prior Transfer Date	Oct 16, 2007
Prior Transfer Doc	0000213265
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1705 2ND ST NE, WINTER HAVEN, FL 33881-2428
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1747 3RD ST NE, WINTER HAVEN, FL 33881-2551

Mortgage

Document Number	0000143158
Date	Jun 19, 2023
Book Page	12733/1120
Instrument	2023143158

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1705 2nd St NE was $1,549.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,588 (+1%)	$122,075 (-1.48%) Land $19,380 Building $102,695
2025	$1,549.00	$65,080	$123,903 Land $19,380 Building $104,523
2023	$1,376.00 (+16.81%)	$116,870 (+29.49%) Land $18,360 Building $98,510	$116,870 (+29.49%) Land $18,360 Building $98,510
2022	$1,178.00	$90,254 Land $15,300 Building $74,954	$90,254 Land $15,300 Building $74,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1705 2nd St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1705 2nd St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000