17089 Timber Rd, Troup, TX 75789 Property Records

Smith County property record for 17089 Timber Rd, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,625 sqft · built 2022
Lot Size	0.556 acres (24,219 sqft)
Owner	2 Individual Names on File
Last Sale	$320,711 (Apr 2023)
Tax Bill	$2,710 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R215320`

Property Details

APN / Parcel Number

Primary APN	`R215320`
Alternative APN	`1-20705-0000-00-004000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,625 sqft Heated Area
1st Floor Area	1,625 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	24,219 sqft (0.556 acres)
Lot Dimensions	2,400 ft deep x 10.1 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215320
Street Address	17089 TIMBER RD
City	TROUP
State	TX
Zip	75789-5216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEWS COURT SUBD LOT 4 2021 NEW SUBD
Legal Subdivision	DEWS COURT SUBD
Legal Lot Number	4
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	2
Census Block	2022
Census Tract	2101

Owner

17089 Timber Rd is owned and occupied by two individuals who bought it in April 2023.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17089 TIMBER RD, TROUP, TX 75789-5216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · VA Mortgage 1ST RATE HOME MORTGAGE INC
Apr 4, 2023	Vendor's Lien, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on File
Deed Sale	Apr 4, 2023 · Amount on File
Deed Document Number	20239357
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	17089 TIMBER RD, TROUP, TX 75789-5216
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001004372
Date	Feb 15, 2024
Instrument	202401004372

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85282

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

April 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Apr 4, 2023
Property Address	17089 TIMBER RD, TROUP, TX 75789-5216
Document Number	0001009357
Map Reference	CAB F SL 173-C
Instrument Date	Apr 4, 2023
Instrument	202301009357
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17089 TIMBER RD, TROUP, TX 75789-5216

Mortgage

Document Number	0001009358
Date	Apr 4, 2023
Instrument	202301009358

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 17089 Timber Rd was $2,710 with a homeowner's exemption, up 9.9% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Arp Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,710.00 (+9.85%) Homeowner's exemption	$338,893 (+10.67%) Land $34,950 Building $303,943	$338,893 (+10.67%) Land $34,950 Building $303,943
2025	$2,467.00 (-16.03%) Homeowner's exemption	$306,210 Land $25,903 Building $280,307	$306,210 Land $25,903 Building $280,307
2024	$2,938.00 (-6.61%)
2023	$3,146.00 (+1,969.74%)	$290,621 Land $27,395 Building $263,226	$290,621 Land $27,395 Building $263,226
2022	$152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17089 Timber Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17089 Timber Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WRIGHT CITY WSC 2 serves 2,124 people · EPA ID TX2120099
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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