San Diego County property record for 17088 Obsidian Dr, Ramona, CA 92065 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,770 sqft Living Area |
| Lot Size | 10,631 sqft (0.244 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,280,000 (2023) |
| Tax Bill | $15,124.00 (2025) |
| Primary APN | 278-490-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,770 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 10,631 sqft (0.244 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 17088 OBSIDIAN DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-6852 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 118 TR 012754 |
| Legal Subdivision | COUNTY/SAN DIEGO 4626-3 |
| Legal Tract | 012754 |
| Legal Block | 2 |
| Legal Lot Number | 118 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 17021 |
Source: San Diego County records · APN 278-490-02-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17088 OBSIDIAN DR, RAMONA, CA 92065-6852 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 25, 2023 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Feb 07, 2020 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Jun 19, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | Feb 07, 2020 · Amount on Record |
| Deed Doc Number | 2023137742 |
| Prior Transfer Date | Jul 26, 2011 |
| Prior Transfer Doc | 0000392522 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 04, 2026 |
| Property Address | 17088 OBSIDIAN DR, RAMONA, CA 92065-6852 |
| Document Number | 0000125575 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026125575 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 17088 OBSIDIAN DR, RAMONA, CA 92065-6852 |
| Document Number | 0000125575, |
|---|---|
| Date | May 04, 2026 |
| Instrument | 2026125575 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 25, 2023 |
| Property Address | 17088 OBSIDIAN DR, RAMONA, CA 92065-6852 |
| Document Number | 0000137742 |
| Map Reference | MAP 12754 |
| Instrument Date | May 05, 2023 |
| Instrument | 2023-0137742 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17088 OBSIDIAN DR, RAMONA, CA 92065-6852 |
| Document Number | 0000137743 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2023-0137743 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Jun 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 07, 2020 |
| Property Address | 17088 OBSIDIAN DR, RAMONA, CA 92065-6852 |
| Document Number | 0000063512 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 63512 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $798.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 17088 OBSIDIAN DR RAMONA CA 920656852, RAMONA, CA 92065-6852 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 19, 2018 |
| Property Address | 17088 OBSIDIAN DR, RAMONA, CA 92065-6852 |
| Document Number | 0000249259 |
| Instrument Date | Jun 01, 2018 |
| Instrument | 249259 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 17088 OBSIDIAN DR RAMONA CA 920656852, RAMONA, CA 92065-6852 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,358,345 (+2%) Land $742,845 Building $615,500 | |
| 2025 | $15,124.00 (+1.93%) | $1,331,712 (+74.74%) Land $728,280 Building $603,432 |
| 2024 | $14,838.00 (+66.89%) | |
| 2023 | $8,891.00 (-0.77%) | $762,101 Land $272,522 Building $489,579 |
| 2022 | $8,960.00 |
17088 Obsidian Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Very High risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Very High 93rd percentile of exposed land nationally · 77th in California |
|---|---|
| Wildfire Likelihood | Very High — about 1 in 76 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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