1708 Spring View Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1708 Spring View Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,184 sqft · built 1976
Lot Size	0.426 acres (18,600 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Feb 2018)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`159N C 014`

Property Details

APN / Parcel Number

Primary APN	`159N C 014`
Alternative APN	`0000102299`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,184 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,600 sqft (0.426 acres)
Lot Dimensions	186 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000102299
Street Address	1708 SPRING VIEW LN
City	CHATTANOOGA
State	TN
Zip	37421-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LOT 9 UNIT1 RAY-JO ESTATES PB25 PG11
Legal Subdivision	RAY JO ESTATES
Legal Lot Number	9
Legal Unit	1
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11323

Owner

1708 Spring View Ln is owned and occupied by an individual who bought it in February 2018.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1708 SPRING VIEW LN, CHATTANOOGA, TN 37421-3357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · FHA Mortgage VOLUNTEER MORTGAGE LOAN SERVICING
Feb 16, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on File
Deed Sale	Feb 16, 2018 · Amount on File
Prior Sale	Aug 26, 2013 · Amount on File
Deed Document Number	2018021600154
Deed Book / Page	11272 / 762
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1708 SPRING VIEW LN, CHATTANOOGA, TN 37421-3357
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 SPRING VIEW LN, CHATTANOOGA, TN 37421-3357

Mortgage

Document Number	0000000089
Date	Jul 23, 2021
Book Page	12580/107
Instrument	2021072300089

Lender

Name	VOLUNTEER MORTGAGE LOAN SERVICING
Address	NASHVILLE, TN 37219

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Mar 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 16, 2018
Property Address	1708 SPRING VIEW LN, CHATTANOOGA, TN 37421-3357
Document Number	0000000154
Book / Page	11272 / 762
Map Reference	MB25 PG11
Instrument Date	Feb 13, 2018
Instrument	2018021600154
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 SPRING VIEW LN, CHATTANOOGA, TN 37421-3357

Mortgage

Document Number	0000000155
Date	Feb 16, 2018
Instrument	2018021600155

Lender

Name	UNITED COMMUNITY BANK INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0000000156
Date	Feb 16, 2018
Book Page	11272/778
Instrument	2018021600156

Lender

Name	UNITED COMMUNITY BANK INC
Type	Non-Lending Institution
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1708 Spring View Ln was $1,265, up 7.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,265.00 (+7.75%)	$83,525 (+59.17%)	$334,100 (+59.17%) Land $70,000 Building $264,100
2024	$1,174.00	$52,475 (-)	$209,900 (-) Land $55,000 Building $154,900
2023	$1,174.00	$52,475 (-)	$209,900 (-) Land $55,000 Building $154,900
2022	$1,174.00	$52,475	$209,900 Land $55,000 Building $154,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1708 Spring View Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1708 Spring View Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring View Ln

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