1706 Spring View Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1706 Spring View Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,988 sqft · built 1967
Lot Size	0.401 acres (17,500 sqft)
Owner	2 Trust Names on File
Last Sale	$70,000 (Dec 2000)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`159N C 013`

Property Details

APN / Parcel Number

Primary APN	`159N C 013`
Alternative APN	`0000102298`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,988 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1984
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,500 sqft (0.401 acres)
Lot Dimensions	175 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000102298
Street Address	1706 SPRING VIEW LN
City	CHATTANOOGA
State	TN
Zip	37421-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LT 8 RAY JO EST PB25 PG11
Legal Subdivision	RAY JO ESTATES
Legal Lot Number	8
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11323

Owner

1706 Spring View Ln is owner-occupied and held in a trust since May 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	1706 SPRING VIEW LN, CHATTANOOGA, TN 37421-3357
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit MILLENNIUM BANK
May 12, 2021	Intrafamily Transfer, Transfer
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit MILLENNIUM BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 6, 2000 · Amount on File
Deed Sale	Dec 6, 2000 · Amount on File
Prior Sale	Jan 18, 2001 · Amount on File
Deed Document Number	5758887
Deed Book / Page	5758 / 887
Last Transfer Date	May 12, 2021
Transfer Doc	0000000152
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1706 SPRING VIEW LN, CHATTANOOGA, TN 37421-3357
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000053
Date	Dec 4, 2023
Book Page	13461/233
Instrument	2023120400053

Lender

Name	MILLENNIUM BANK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Nov 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	May 12, 2021
Property Address	1706 SPRING VIEW LN, CHATTANOOGA, TN 37421-3357
Document Number	0000000152
Book / Page	12482 / 605
Map Reference	MB 25 PG 11
Instrument Date	May 11, 2021
Instrument	2021051200152
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1706 SPRING VIEW LN, CHATTANOOGA, TN 37421-3357

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1706 SPRING VIEW LN, CHATTANOOGA, TN 37421-3357
Document Number	1031000023
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1706 SPRING VIEW LN CHATTANOOGA TN 374213357, CHATTANOOGA, TN 37421-3357

Mortgage

Document Number	1031000023
Date	Oct 31, 2018
Book Page	011490/000300
Instrument	181031000023

Lender

Name	MILLENNIUM BK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 30, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1706 Spring View Ln was $1,575, up 12.3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,575.00 (+12.26%)	$103,950 (+65.66%)	$415,800 (+65.66%) Land $70,000 Building $345,800
2024	$1,403.00	$62,750 (-)	$251,000 (-) Land $55,000 Building $196,000
2023	$1,403.00	$62,750 (-)	$251,000 (-) Land $55,000 Building $196,000
2022	$1,403.00	$62,750	$251,000 Land $55,000 Building $196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1706 Spring View Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1706 Spring View Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring View Ln

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