1708 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 1708 Scott St, Covington, KY 41011

Property Summary

Property Type	Other Improved
Details	5,030 sqft
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$461,000 (May 2023)
Tax Bill	$6,108 (2025)
Deeds & Mortgages	May 2023 Sale & Line of Credit Oct 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-23-023.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-23-023.00`

Interior

Units	13 Units
Stories	2 Stories
Building Area	5,030 sqft Finished Area

Exterior

Construction Type	Brick
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	145 ft deep x 40 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	1708 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-3477
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LONGWORTH RESUB BLK 18 LOT 13 & S 15' LOT 14
Legal Subdivision	LONGWORTH RE-SUB
Legal Phase	18
Legal Block	18
Legal Lot Number	13,14
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1012
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3344 LAKE RIDGE DR, MURRYSVILLE, PA 15668-1578
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Warranty Deed, Transfer · Line of Credit US BANK NA
Oct 10, 2022	Deed of Trust, Mortgage FIRST NATIONAL BANK OF KENTUCKY
Apr 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage PROSPERITY FOLD URBAN CORE LLC
Apr 20, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit PARK NAT'L BK
Jun 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Oct 7, 2022 · Amount on Record
Deed Document Number	2023174
Deed Book / Page	225 / 969
Prior Transfer Date	Apr 9, 2021
Prior Transfer Doc	0000000200
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 10, 2023
Property Address	1708 SCOTT ST, COVINGTON, KY 41011-3477
Document Number	0005900174
Book / Page	KC 225 / 969
Instrument Date	May 8, 2023
Instrument	23051005900174
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 CHARMAINE CIR, FORT MITCHELL, KY 41017-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3344 LAKE RIDGE DR, MURRYSVILLE, PA 15668-1578

Mortgage

Document Number	0005900215
Date	May 10, 2023
Instrument	23051005900215

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 5, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1708 SCOTT ST, COVINGTON, KY 41011-3477
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	PROMINENT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CHARMAINE CIR, FORT MITCHELL, KY 41017-2914

Mortgage

Document Number	0005900040
Date	Oct 10, 2022
Book Page	413/345
Instrument	22101005900040

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank
Address	COVINGTON, KY 41011

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2037

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1708 SCOTT ST, COVINGTON, KY 41011-3477
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900088
Date	Apr 29, 2021
Book Page	209/316
Instrument	21042905900088

Lender

Name	PROSPERITY FOLD URBAN CORE LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45230

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 20, 2041

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Apr 20, 2021
Property Address	1708 SCOTT ST, COVINGTON, KY 41011-3477
Document Number	0005900200
Book / Page	85 / 667
Map Reference	MB 6427 PG 268
Instrument Date	Apr 9, 2021
Instrument	21042005900200
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 PIKE ST, 343, COVINGTON, KY 41011-2179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 30381, CINCINNATI, OH 45230-0381

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1708 SCOTT ST, COVINGTON, KY 41011-3477
Document Number	0000000113
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7470 GRIFFIN GATE DR CINCINNATI OH 452553927, CINCINNATI, OH 45255-3927

Mortgage

Document Number	0000000113
Date	Oct 14, 2019
Book Page	0C6777/000047
Instrument	113

Lender

Name	PARK NAT'L BK
Type	Bank
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 13, 2029

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 8, 2018
Property Address	1708 SCOTT ST, COVINGTON, KY 41011-3477
Document Number	0000000189
Book / Page	0C6427 / 000268
Instrument Date	Jun 5, 2018
Instrument	189
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	343 W PIKE STRRET COVINGTON KY 41011, COVINGTON, KY 41011

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,000 (-) Land $20,000 Building $441,000	$461,000 (-) Land $20,000 Building $441,000
2025	$6,108.00 (+52.85%)	$461,000 (+53.67%) Land $20,000 Building $441,000	$461,000 (+53.67%) Land $20,000 Building $441,000
2023	$3,996.00	$300,000 Land $20,000 Building $280,000	$300,000 Land $20,000 Building $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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