1703 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 1703 Scott St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,360 sqft
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Jan 2023)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-15-004.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-15-004.00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,360 sqft Finished Area
Gross Area	2,924 sqft

Exterior

Exterior Material	Brick
Foundation Type	Concrete
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1703 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-3454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCOTT & MADISON AVE LD CO LOT 28
Legal Subdivision	SCOTT & MADISON AVE LAND CO
Legal Lot Number	28
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1017
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1703 Scott St is owned by a company that bought it in January 2023.

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	60 CAVALIER BLVD, FLORENCE, KY 41042-1645
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC
Jan 20, 2023	Quit Claim Deed, Transfer · Balloon Mortgage GOLDEN EMPIRE MORTGAGE INC
Oct 28, 2021	Warranty Deed, Transfer
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit AMYTODD LLC
Jun 7, 2019	Grant Deed, Transfer NOT AVAILABLE
May 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 5, 2021	Special Master Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023 · Amount on File
Deed Sale	Jan 20, 2023 · Amount on File
Prior Sale	Oct 28, 2021 · Amount on File
Deed Document Number	2023138
Deed Book / Page	210 / 226
Prior Transfer Date	Jan 13, 2023
Prior Transfer Doc	0005900138
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1703 SCOTT ST, COVINGTON, KY 41011-3454
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2452 SIERRA DR, VILLA HILLS, KY 41017-4013

Mortgage

Document Number	0005900010
Date	Jan 4, 2024
Book Page	KCM 518/371
Instrument	24010405900010

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jan 20, 2023
Property Address	1703 SCOTT ST, COVINGTON, KY 41011-3454
Document Number	0005900138
Book / Page	KC 210 / 226
Instrument Date	Jan 14, 2023
Instrument	23012005900138
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2452 SIERRA DR, VILLA HILLS, KY 41017-4013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 CAVALIER BLVD, FLORENCE, KY 41042-1645
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900139
Date	Jan 20, 2023
Book Page	KCM 435/541
Instrument	23012005900139

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	LOUISVILLE, KY 40207

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 13, 2024

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 28, 2021
Property Address	1703 SCOTT ST, COVINGTON, KY 41011-3454
Document Number	0005900183
Book / Page	127 / 386
Instrument Date	Oct 22, 2021
Instrument	21102805900183
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Amount	Amount on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	60 CAVALIER BLVD, FLORENCE, KY 41042-1645

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1703 SCOTT ST, COVINGTON, KY 41011-3454
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2335 BUTTERMILK XING 159, 159, CRESCENT SPRINGS, KY 41017-1622

Mortgage

Document Number	0005900209
Date	Aug 18, 2021
Book Page	258/797
Instrument	21081805900209

Lender

Name	AMYTODD LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Jul 21, 2022

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jun 7, 2019
Property Address	1703 SCOTT ST, COVINGTON, KY 41011-3454
Document Number	0000000279
Book / Page	0C6676 / 000296
Instrument Date	Jun 3, 2019
Instrument	279
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$89.10
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 SCOTT ST COVINGTON KY 410113454, COVINGTON, KY 41011-3454

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	May 29, 2019
Property Address	1703 SCOTT ST, COVINGTON, KY 41011-3454
Document Number	0000000218
Book / Page	0C6668 / 000181
Instrument Date	Oct 30, 2018
Instrument	218
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8729 LOCUST PIKE TAYLOR MILL KY 410159100, TAYLOR MILL, KY 41015-9100

April 2021: Special Master Deed, Transfer

Document Type	Special Master Deed
Jurisdiction	KENTON KY
Recording Date	Apr 5, 2021
Property Address	1703 SCOTT ST, COVINGTON, KY 41011-3454
Document Number	0005900092
Book / Page	82 / 315
Instrument Date	Feb 19, 2018
Instrument	21040505900092
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2335 BUTTERMILK XING # 159, 2335, CRESCENT SPRINGS, KY 41017-1622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2335 BUTTERMILK XING # 159, 159, CRESCENT SPRINGS, KY 41017-1622

Tax Assessment & Valuation

The 2025 property tax bill for 1703 Scott St was $1,258.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,800 (+104%) Land $10,000 Building $183,800	$193,800 (+104%) Land $10,000 Building $183,800
2025	$1,258.00	$95,000 Land $5,000 Building $90,000	$95,000 Land $5,000 Building $90,000
2023	$1,265.00	$95,000 Land $5,000 Building $90,000	$95,000 Land $5,000 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1703 Scott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1703 Scott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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