Carroll County property record for 1708 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,568 sqft · built 1968 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Nov 2023) |
| Tax Bill | $3,972 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-004656 |
| Primary APN | 07-004656 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,568 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 64,469 sqft (1.48 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 004656 |
|---|---|
| Street Address | 1708 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LOTS 9 & 10 - 1.481 1708 RIDGE RD 3-22 CANTERBURY HILLS |
| Legal Subdivision | CANTERBURY HILLS |
| Legal Lot Number | 9,10 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 507702 |
1708 Ridge Rd is owned and occupied by two individuals who bought it in November 2023.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1708 RIDGE RD, WESTMINSTER, MD 21157-6822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE DIRECT LLC |
| Nov 30, 2023 | Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on File |
| Deed Sale | Nov 30, 2023 · Amount on File |
| Deed Book / Page | 11155 / 295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 15, 2026 |
| Property Address | 1708 RIDGE RD, WESTMINSTER, MD 21157-6822 |
| Document Number | 1181000491 |
| Book / Page | 11810 / 491 |
| Instrument Date | Jun 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | TITLE AND ESCROW COMPANY, FRIENDS TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1708 RIDGE RD, WESTMINSTER, MD 21157-6822 |
| Document Number | 1181000491, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 11810/491 |
| Name | MORTGAGE DIRECT LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Nov 30, 2023 |
| Property Address | 1708 RIDGE RD, WESTMINSTER, MD 21157-6822 |
| Document Number | 0111550295 |
| Book / Page | 11155 / 295 |
| Map Reference | MB 3 FO 22 |
| Instrument Date | Nov 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | NOT AVAILABLE, FRIENDS TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1708 RIDGE RD, WESTMINSTER, MD 21157-6822 |
| Document Number | 0111550300 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 11155-0300 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2026 property tax bill for 1708 Ridge Rd was $3,972 with a homeowner's exemption, up 5.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,972.00 (+5.44%) Homeowner's exemption | $410,800 Land $134,800 Building $276,000 | $410,800 Land $134,800 Building $276,000 |
| 2025 | $3,767.00 Homeowner's exemption | ||
| 2023 | $2,997.00 | $265,300 Land $134,800 Building $130,500 | $265,300 Land $134,800 Building $130,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1708 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1708 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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