Carroll County property record for 1691 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,816 sqft · built 1986 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,701 (2026) |
| Deeds & Mortgages | Sep 2019 Line of Credit May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-092113 |
| Primary APN | 07-092113 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,816 sqft Total Area |
| Basement Area | 1,200 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 54,014 sqft (1.24 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 092113 |
|---|---|
| Street Address | 1691 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 1 -1.24 AC SE/S RIDGE ROAD WESTMINSTER |
| Legal Subdivision | WESTMINSTER |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 507802 |
1691 Ridge Rd is owner-occupied and held in a trust since September 1996.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1691 RIDGE RD, WESTMINSTER, MD 21157-6839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| May 30, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 1996 |
| Deed Sale | Sep 16, 1996 |
| Prior Sale | Jul 14, 1987 · Amount on File |
| Deed Document Number | 19961023 |
| Deed Book / Page | 1839 / 859 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1691 RIDGE RD, WESTMINSTER, MD 21157-6839 |
| Document Number | 0095510276 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1691 RIDGE RD WESTMINSTER MD 211576839, WESTMINSTER, MD 21157-6839 |
| Document Number | 0095510276 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 009551/000276 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1691 RIDGE RD, WESTMINSTER, MD 21157-6839 |
| Document Number | 0090740255 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1691 RIDGE RD WESTMINSTER MD 211576839, WESTMINSTER, MD 21157-6839 |
| Document Number | 0090740255 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 009074/000255 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1691 Ridge Rd was $3,701 with a homeowner's exemption, up 5.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,701.00 (+5.23%) Homeowner's exemption | $356,100 Land $132,400 Building $223,700 | $356,100 Land $132,400 Building $223,700 |
| 2025 | $3,517.00 Homeowner's exemption | ||
| 2023 | $3,140.00 Homeowner's exemption | $277,900 Land $132,400 Building $145,500 | $277,900 Land $132,400 Building $145,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1691 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1691 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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