1708 Loretta St, Oceanside, CA 92058 Property Records

San Diego County property record for 1708 Loretta St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1953
Lot Size	0.122 acres (5,300 sqft)
Owner	Individual Name on File
Last Sale	$817,000 (Oct 2025)
Tax Bill	$446 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`145-101-12-00`

Property Details

APN / Parcel Number

Primary APN	`145-101-12-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	5,300 sqft (0.122 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1708 LORETTA ST
City	OCEANSIDE
State	CA
Zip	92058-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 211 TR 002899
Legal Subdivision	OCEANSIDE TERRACE
Legal Tract	002899
Legal Block	3
Legal Lot Number	211
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18616

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1708 LORETTA ST, OCEANSIDE, CA 92058-2232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Intrafamily Transfer, Transfer TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO
Oct 31, 2025	Grant Deed, Subdivision Related Transfer · Conventional Mortgage THE LOAN STORE INC
Dec 7, 2020	Deed of Trust, Mortgage RUEDY & STITES ADVERTISING COMPANY RUEDY & STITES ADVERTISING COMPANY
Apr 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2018	Quit Claim Deed, Transfer · Conventional Mortgage OWN IT HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	May 23, 2025 · Amount on Record
Deed Document Number	2025308463
Prior Transfer Date	May 21, 2025
Prior Transfer Doc	0000137841
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2025
Property Address	1708 LORETTA ST, OCEANSIDE, CA 92058-2232
Document Number	0000308462
Map Reference	MAP 2899
Instrument Date	Oct 30, 2025
Instrument	2025-0308462
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 LORETTA ST, OCEANSIDE, CA 92058-2232

October 2025: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2025
Property Address	1708 LORETTA ST, OCEANSIDE, CA 92058-2232
Document Number	0000308463
Map Reference	MAP 2899
Instrument Date	Oct 21, 2025
Instrument	2025-0308463
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 LORETTA ST, OCEANSIDE, CA 92058-2232

Mortgage

Document Number	0000308464
Date	Oct 31, 2025
Instrument	2025-0308464

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1708 LORETTA ST, OCEANSIDE, CA 92058-2232
Document Number	0000825495
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	FINANCIAL TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1708 LORETTA ST OCEANSIDE CA 920582232, OCEANSIDE, CA 92058-2232

Mortgage

Document Number	0000825495
Date	Dec 22, 2020
Instrument	825495

Lender

Name	RUEDY & STITES ADVERTISING COMPANY RUEDY & STITES ADVERTISING COMPANY
Type	Bank
Address	DENVER, CO 80222

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2019
Property Address	1708 LORETTA ST, OCEANSIDE, CA 92058-2232
Document Number	0000150133
Map Reference	MAP 2899
Instrument Date	Apr 16, 2019
Instrument	2019-0150133
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1708 LORETTA ST, OCEANSIDE, CA 92058-2232

Mortgage

Document Number	0000150134
Date	Apr 24, 2019
Instrument	2019-0150134

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2018
Property Address	1708 LORETTA ST, OCEANSIDE, CA 92058-2232
Document Number	0000002462
Instrument Date	Dec 22, 2017
Instrument	2462
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1708 LORETTA ST OCEANSIDE CA 920582232, OCEANSIDE, CA 92058-2232

Mortgage

Document Number	2463
Date	Jan 3, 2018
Instrument	2463

Lender

Name	OWN IT HM LOANS
Address	JERICHO, NY 11753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$817,000 (+1,835.33%) Land $299,009 Building $517,991
2025	$446.00 (+6.19%) Homeowner's exemption	$42,215 (+4.03%) Land $15,450 Building $26,765
2023	$420.00 (+1.94%) Homeowner's exemption	$40,578 Land $14,851 Building $25,727
2022	$412.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: California Internet, T-Mobile USA, Verizon.

Nearby Properties on Loretta St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures