1626 Loretta St, Oceanside, CA 92058 Property Records

San Diego County property record for 1626 Loretta St, Oceanside, CA 92058 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,935 sqft · built 1953
Lot Size0.124 acres (5,400 sqft)
OwnerCompany Name on File
Last Sale$66,700 (May 1988)
Tax Bill$3,299 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN145-053-13-00

Property Details

APN / Parcel Number

Primary APN145-053-13-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,935 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleBungalow
Exterior MaterialAsbestos
Construction TypeFrame
Roof MaterialGravel
Lot Area5,400 sqft (0.124 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1626 LORETTA ST
CityOCEANSIDE
StateCA
Zip92058-2253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 177 TR 002899
Legal SubdivisionOCEANSIDE TERRACE
Legal Tract002899
Legal Block3
Legal Lot Number177
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3004
Census Tract18616

Owner

Source: San Diego County records · APN 145-053-13-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1308 LORETTA ST, OCEANSIDE, CA 92058-2224
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Feb 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Oct 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 03, 1988 · Amount on Record
Deed SaleMay 03, 1988 · Amount on Record
Deed Document Number1988204147
Last Transfer DateFeb 12, 2004
Transfer Doc0000157295
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1626 LORETTA ST, OCEANSIDE, CA 92058-2253
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 LORETTA ST, OCEANSIDE, CA 92058-2224

Mortgage

Document Number0000689327
DateOct 01, 2021
Instrument2021-0689327
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1626 LORETTA ST, OCEANSIDE, CA 92058-2253
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077901
DateFeb 16, 2017
Instrument2017-0077901
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 24, 2017
Property Address1626 LORETTA ST, OCEANSIDE, CA 92058-2253
Document Number0000494177
Instrument DateOct 19, 2017
Instrument494177
Transaction TypeTransfer
Record UpdatedOct 30, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1308 LORETTA ST OCEANSIDE CA 920582224, OCEANSIDE, CA 92058-2224

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$296,377 (+2%) Land $83,930 Building $212,447
2025$3,299.00 (+5.2%)$290,567 (+4.04%) Land $82,285 Building $208,282
2023$3,136.00 (+1.52%)$279,287 Land $79,091 Building $200,196
2022$3,089.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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