1707 Snapper St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1707 Snapper St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,245 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Nov 2024)
Tax Bill	$8,427 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-31-0875-0001-0040`

Property Details

APN / Parcel Number

Primary APN	`05-26-31-0875-0001-0040`
Alternative APN	`263105087500010040`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,245 sqft Living Area
Gross Area	4,192 sqft
1st Floor Area	2,629 sqft
Upper Floors Area	616 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	407 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1707 SNAPPER ST
City	SAINT CLOUD
State	FL
Zip	34771-7533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 1 PB 24 PG 40-42 LOT 4
Legal Range	31E
Legal Township	26S
Legal Section	05
Legal Subdivision	PRESERVE AT TURTLE CREEK PH 1
Legal Phase	1
Legal Tract	875
Legal Block	40
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2020
Census Tract	43600

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1707 SNAPPER ST, SAINT CLOUD, FL 34771-7533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Warranty Deed, Transfer · VA Mortgage ALKAN MORTGAGE
Aug 30, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC
Oct 23, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	2024149488
Deed Book / Page	6701 / 775
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 14, 2020
Property Address	1707 SNAPPER ST, SAINT CLOUD, FL 34771-7533
Document Number	0057541142
Book / Page	5754 / 1142
Map Reference	MB 24 PG 40&41
Instrument Date	Jul 10, 2020
Instrument	2020091529
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,646.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8935 HILLSIDE AVE, 8935, MASCOT, TN 37806-1917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 SNAPPER ST, SAINT CLOUD, FL 34771-7533

Mortgage

Document Number	0057541144
Date	Jul 14, 2020
Instrument	5754/1144

Lender

Name	ALKAN MORTGAGE
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 30, 2018
Property Address	1707 SNAPPER ST, SAINT CLOUD, FL 34771-7533
Document Number	0053932302
Book / Page	5393 / 2302
Map Reference	MB24 PG40
Instrument Date	Aug 27, 2018
Instrument	2018131977
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,629.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 SNAPPER ST, SAINT CLOUD, FL 34771-7533

Mortgage

Document Number	2018131978
Date	Aug 30, 2018
Instrument	2018131978

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 23, 2017
Property Address	1707 SNAPPER ST, SAINT CLOUD, FL 34771-7533
Document Number	0052290509
Book / Page	005229 / 000509
Instrument Date	Oct 23, 2017
Instrument	152577
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$11,760.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6750 FORUM DR #310 ORLANDO FL 328218088, 310, ORLANDO, FL 32821-8088
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,427.00 (+50.4%)	$470,600 (+36.07%) Land $75,000 Building $395,600	$470,600 (-0.19%) Land $75,000 Building $395,600
2024	$5,603.00 (+2.45%)
2023	$5,469.00 (+3.34%) Homeowner's exemption	$345,853 (+3%)	$471,500 (+14.44%) Land $65,000 Building $406,500
2022	$5,292.00 Homeowner's exemption	$335,780	$412,000 Land $60,000 Building $352,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink, Verizon, Xfinity.

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