Osceola County property record for 1704 Snapper St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,245 sqft · built 2018 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Oct 2018) |
| Tax Bill | $5,398 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052631087500010120 |
| Primary APN | 052631087500010120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,245 sqft Heated Area |
| Gross Area | 4,192 sqft |
| 1st Floor Area | 2,629 sqft |
| Upper Floors Area | 616 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Finished |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 407 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1704 SNAPPER ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 1 PB 24 PG 40-42 LOT 12 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 1 |
| Legal Tract | 875 |
| Legal Lot Number | 12 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 43600 |
Source: Osceola County records · APN 052631087500010120
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1704 SNAPPER ST, SAINT CLOUD, FL 34771-7578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Oct 16, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC |
| Oct 23, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2018 · Amount on Record |
| Deed Sale | Oct 16, 2018 · Amount on Record |
| Deed Document Number | 2018154694 |
| Deed Book / Page | 5417 / 2817 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1704 SNAPPER ST, SAINT CLOUD, FL 34771-7578 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1704 SNAPPER ST, SAINT CLOUD, FL 34771-7578 |
| Document Number | 0058500082 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 5850/82 |
| Instrument | 2020168806 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 16, 2018 |
| Property Address | 1704 SNAPPER ST, SAINT CLOUD, FL 34771-7578 |
| Document Number | 0054172817 |
| Book / Page | 5417 / 2817 |
| Map Reference | MB24 PG40 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 2018154694 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6750 FORUM DR310, 6750, DAYTON, VA 22821 |
| Name | Verified Name |
|---|---|
| Address | 1704 SNAPPER ST, SAINT CLOUD, FL 34771-7578 |
| Document Number | 2018154695 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 2018154695 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 23, 2017 |
| Property Address | 1704 SNAPPER ST, SAINT CLOUD, FL 34771-7578 |
| Document Number | 0052290509 |
| Book / Page | 005229 / 000509 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 152577 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,760.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6750 FORUM DR #310 ORLANDO FL 328218088, 310, ORLANDO, FL 32821-8088 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,398.00 (+5.97%) Homeowner's exemption | $344,500 (+5.99%) | $472,000 (-0.23%) Land $75,000 Building $397,000 |
| 2023 | $5,094.00 (+3.39%) Homeowner's exemption | $325,041 (+3%) | $473,100 (+14.36%) Land $65,000 Building $408,100 |
| 2022 | $4,927.00 Homeowner's exemption | $315,574 | $413,700 Land $60,000 Building $353,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 148 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 489 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Xfinity, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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