1707 Small St, Chattanooga, TN 37412 Property Records

Hamilton County property record for 1707 Small St, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1955
Lot Size	0.188 acres (8,190 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Aug 2021)
Tax Bill	$911 (2025)
Deeds & Mortgages	Aug 2021 Sale Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169M K 006`

Property Details

APN / Parcel Number

Primary APN	`169M K 006`
Alternative APN	`0000115832`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,190 sqft (0.188 acres)
Lot Dimensions	163 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000115832
Street Address	1707 SMALL ST
City	CHATTANOOGA
State	TN
Zip	37412-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 BLK D G R MC DONALDS PB M29 PG 67 0320 21 003A
Legal Subdivision	GR MCDONALDS
Legal Block	D
Legal Lot Number	9
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4023
Census Tract	11600

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 LAKESHORE CV, FORT OGLETHORPE, GA 30742-3992
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Warranty Deed, Transfer UNKNOWN, BRIDGE CIYT TTL EAST BRAINER
Feb 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Sep 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Nov 4, 2011 · Amount on Record
Deed Document Number	2021080500021
Deed Book / Page	12596 / 896
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 5, 2021
Property Address	1707 SMALL ST, CHATTANOOGA, TN 37412-4233
Document Number	0000000021
Book / Page	12596 / 896
Map Reference	MB M VOL 29 PG 67
Instrument Date	Aug 4, 2021
Instrument	2021080500021
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, BRIDGE CIYT TTL EAST BRAINER

Transaction

Amount	Amount Recorded
Tax	$691.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 CHAMPANER CIR, RINGGOLD, GA 30736

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1707 SMALL ST, CHATTANOOGA, TN 37412-4233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 SMALL ST, CHATTANOOGA, TN 37412-4233

Mortgage

Document Number	0000000091
Date	Feb 9, 2017
Book Page	10972/762
Instrument	2017020900091

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 27, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1707 SMALL ST, CHATTANOOGA, TN 37412-4233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000050
Date	Sep 29, 2017
Book Page	11166/277
Instrument	2017092900050

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$911.00 (+24.11%)	$60,125 (+83.17%)	$240,500 (+83.17%) Land $50,000 Building $190,500
2024	$734.00 (-36.34%)	$32,825 (-)	$131,300 (-) Land $35,000 Building $96,300
2023	$1,153.00	$32,825 (-)	$131,300 (-) Land $35,000 Building $96,300
2022	$1,153.00	$32,825	$131,300 Land $35,000 Building $96,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2009–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ringgold Telephone Company.

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