1702 Small St, Chattanooga, TN 37412 Property Records

Hamilton County property record for 1702 Small St, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1955
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$762 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169M K 010`

Property Details

APN / Parcel Number

Primary APN	`169M K 010`
Alternative APN	`0000115837`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1978
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	75 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000115837
Street Address	1702 SMALL ST
City	CHATTANOOGA
State	TN
Zip	37412-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 5 PT 4 BLK C G R MC DONALDS DB M29 PG 67 0320 22 01
Legal Subdivision	MC DONALD G R
Legal Block	C
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4022
Census Tract	11600

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1702 SMALL ST, CHATTANOOGA, TN 37412-4234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Jul 11, 2007
Last Transfer Date	Apr 15, 2020
Transfer Doc	0415000004
Record Updated	Jun 8, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 15, 2020
Property Address	1702 SMALL ST, CHATTANOOGA, TN 37412-4234
Document Number	0415000004
Book / Page	011969 / 000159
Instrument Date	Mar 24, 2020
Instrument	200415000004
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1702 SMALL ST CHATTANOOGA TN 374124234, CHATTANOOGA, TN 37412-4234

Mortgage

Document Number	415000005
Date	Apr 15, 2020
Book Page	011969/000162
Instrument	200415000005

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$762.00 (+19.62%)	$50,275 (+76.56%)	$201,100 (+76.56%) Land $50,000 Building $151,100
2024	$637.00 (-36.43%)	$28,475 (-)	$113,900 (-) Land $35,000 Building $78,900
2023	$1,002.00	$28,475 (-)	$113,900 (-) Land $35,000 Building $78,900
2022	$1,002.00	$28,475	$113,900 Land $35,000 Building $78,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2009–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ringgold Telephone Company.

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