1707 Bay Ave, Independence, MO 64058 Property Records

Jackson County property record for 1707 Bay Ave, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 2017
Lot Size	0.199 acres (8,652 sqft)
Owner	Individual Name on Record
Tax Bill	$4,206 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-240-23-09`

Property Details

APN / Parcel Number

Primary APN	`16-240-23-09`
Alternative APNs	`16-240-23-09-00-0-00-000` `1758902`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	546 sqft
Basement Area	1,144 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,652 sqft (0.199 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	28 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1758902
Street Address	1707 BAY AVE
City	INDEPENDENCE
State	MO
Zip	64058-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM GROVE 6TH PLAT---LOT 161
Legal Subdivision	ELM GROVE 6TH PLAT
Legal Block	2
Legal Lot Number	161
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2003
Census Tract	15100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1707 BAY AVE, INDEPENDENCE, MO 64058-1269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Mar 19, 2020	Deed of Trust, Mortgage NATIONS LNDG
Mar 19, 2020	Deed of Trust, Mortgage NATIONS LNDG
Mar 24, 2020	Warranty Deed, Transfer SECURITY FIRST TITLE
Jul 11, 2017	Warranty Deed, Subdivision Related Transfer MORRILL & JANES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020
Deed Sale	Mar 24, 2020
Prior Sale	Jul 11, 2017
Deed Document Number	2020E24256
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1707 BAY AVE, INDEPENDENCE, MO 64058-1269
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 BAY AVE, INDEPENDENCE, MO 64058-1269

Mortgage

Document Number	00E0095044
Date	Aug 27, 2021
Instrument	2021E0095044

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 17, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1707 BAY AVE, INDEPENDENCE, MO 64058-1269
Document Number	0000E24721
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 N YORK ST INDEPENDENCE MO 64058, INDEPENDENCE, MO 64058

Mortgage

Document Number	0000E24721
Date	Mar 27, 2020
Instrument	24721E

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1707 BAY AVE, INDEPENDENCE, MO 64058-1269
Document Number	0000E24723
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 N YORK ST INDEPENDENCE MO 640581334, INDEPENDENCE, MO 64058-1334

Mortgage

Document Number	0000E24723
Date	Mar 27, 2020
Instrument	24723E

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 24, 2020
Property Address	1707 BAY AVE, INDEPENDENCE, MO 64058-1269
Document Number	0000E24256
Instrument Date	Mar 16, 2020
Instrument	24256E
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	SECURITY FIRST TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 BAY AVE INDEPENDENCE MO 640581269, INDEPENDENCE, MO 64058-1269

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 11, 2017
Property Address	1707 BAY AVE, INDEPENDENCE, MO 64058-1269
Document Number	0000E62511
Instrument Date	Jul 6, 2017
Instrument	62511E
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 BAY AVE INDEPENDENCE MO 640581269, INDEPENDENCE, MO 64058-1269

Mortgage

Document Number	E63288
Date	Jul 11, 2017
Instrument	63288E

Lender

Name	MORRILL & JANES BK
Type	Bank
Address	LENEXA, KS 66220

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,784 (-) Land $6,418 Building $40,366	$246,230 (-)
2025	$4,206.00 (+15.61%)	$46,784 (+15%) Land $6,418 Building $40,366	$246,230 (+15%)
2024	$3,638.00 (+0.89%)
2023	$3,606.00	$40,683 Land $5,478 Building $35,205	$214,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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