1705 Bay Ave, Independence, MO 64058 Property Records

Jackson County property record for 1705 Bay Ave, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,253 sqft · built 2017
Lot Size	0.193 acres (8,403 sqft)
Owner	2 Individual Names on File
Last Sale	$236,900 (Jul 2021)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-240-23-10`

Property Details

APN / Parcel Number

Primary APN	`16-240-23-10`
Alternative APNs	`16-240-23-10-00-0-00-000` `1758903`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,253 sqft Living Area
1st Floor Area	572 sqft
Basement Area	1,170 sqft
Finished Basement	429 sqft
Unfinished Basement	741 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,403 sqft (0.193 acres)
View / Lot	Interior

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	120 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1758903
Street Address	1705 BAY AVE
City	INDEPENDENCE
State	MO
Zip	64058-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM GROVE 6TH PLAT---LOT 162
Legal Subdivision	ELM GROVE 6TH PLAT
Legal Block	2
Legal Lot Number	162
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2003
Census Tract	15100

Owner

1705 Bay Ave is owned and occupied by two individuals who bought it in July 2021.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1705 BAY AVE, INDEPENDENCE, MO 64058-1269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jul 2, 2020	Deed of Trust, Mortgage GOLDEN OAK LNDG
May 15, 2017	Quit Claim Deed, Subdivision Related Transfer · FHA Mortgage LEADERONE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	May 15, 2017 · Amount on File
Deed Document Number	2021E80612
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 22, 2021
Property Address	1705 BAY AVE, INDEPENDENCE, MO 64058-1269
Document Number	00E0080612
Instrument Date	Jul 21, 2021
Instrument	2021E0080612
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN T&E LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 BAY AVE, INDEPENDENCE, MO 64058-1269

Mortgage

Document Number	00E0080707
Date	Jul 22, 2021
Instrument	2021E0080707

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1705 BAY AVE, INDEPENDENCE, MO 64058-1269
Document Number	0000E58020
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 BAY AVE INDEPENDENCE MO 640581269, INDEPENDENCE, MO 64058-1269

Mortgage

Document Number	0000E58020
Date	Jul 9, 2020
Instrument	58020E

Lender

Name	GOLDEN OAK LNDG
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 8, 2035

May 2017: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	May 15, 2017
Property Address	1705 BAY AVE, INDEPENDENCE, MO 64058-1269
Document Number	0000E42897
Instrument Date	May 11, 2017
Instrument	42897E
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 16, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1705 BAY AVE INDEPENDENCE MO 640581269, INDEPENDENCE, MO 64058-1269

Mortgage

Document Number	E42898
Date	May 15, 2017
Instrument	42898E

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1705 Bay Ave was $4,021, down 0.3% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,726 (-) Land $6,234 Building $38,492	$235,400 (-)
2025	$4,021.00 (-0.27%)	$44,726 Land $6,234 Building $38,492	$235,400
2024	$4,032.00 (+0.9%)
2023	$3,996.00	$45,085 Land $5,455 Building $39,630	$237,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1705 Bay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1705 Bay Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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