1707 Anchorage Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1707 Anchorage Ct, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,031 sqft · built 2005
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$272,445 (Jan 2008)
Tax Bill$3,925 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN01-05-02-40

Property Details

APN / Parcel Number

Primary APN01-05-02-40
Alternative APN
  • 64167

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,031 sqft Living Area
Basement Area1,533 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
DrivewayAsphalt Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number64167
Street Address1707 ANCHORAGE CT
CityPROSPECT
StateKY
Zip40059-7136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE &.17AC
Legal SubdivisionYACHT CLUB ESTATES
Legal BlockSEC 2
Legal Lot Number40
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group1
Census Block1000
Census Tract30801

Owner

1707 Anchorage Ct is owned and occupied by two individuals who acquired it in June 2020.

Source: Oldham County records, as of December 23, 2025

Owner of Record2 Individual Names on File
Mailing Address1707 ANCHORAGE CT, PROSPECT, KY 40059-7136
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Line of Credit
REPUBLIC BANK & TRUST CO
Jun 15, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2008 · Amount on File
Deed SaleJan 16, 2008 · Amount on File
Deed Document Number2008380438
Deed Book / Page915 / 387
Last Transfer DateJun 2, 2020
Transfer Doc0D1250/152
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address1707 ANCHORAGE CT, PROSPECT, KY 40059-7136
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1707 ANCHORAGE CT, PROSPECT, KY 40059-7136

Mortgage

Document Number00M2601/31
DateSep 12, 2022
Book PageM2601/31
Instrument705633
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueAug 30, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOLDHAM KY
Recording DateJun 15, 2020
Property Address1707 ANCHORAGE CT, PROSPECT, KY 40059-7136
Document Number0D1250/152
Book / PageD1250 / 152
Map ReferenceMB 7 PG 3-5
Instrument DateJun 2, 2020
Instrument577966
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1707 ANCHORAGE CT, PROSPECT, KY 40059-7136

Mortgage

Document Number0000577968
DateJun 15, 2020
Instrument577968
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueJul 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1707 Anchorage Ct was $3,925.

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,925.00$315,000 Land $30,000 Building $285,000$315,000 Land $30,000 Building $285,000
2023$3,632.00$290,000 Land $30,000 Building $260,000$290,000 Land $30,000 Building $260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1707 Anchorage Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 93 policies
Nearby Flood Policies93 in force
Nearby Flood Claims776 (1978–2025)
Claims Outside the SFHA47 of 776
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1707 Anchorage Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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