Oldham County property record for 1705 Anchorage Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,031 sqft · built 2005 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $389,000 (Sep 2026) |
| Tax Bill | $4,664 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-05-02-39 |
| Primary APN | 01-05-02-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,031 sqft Living Area |
| Basement Area | 1,533 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 69538 |
|---|---|
| Street Address | 1705 ANCHORAGE CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE &.17AC |
| Legal Subdivision | YACHT CLUB ESTATES |
| Legal Block | SEC 2 |
| Legal Lot Number | 39 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30801 |
1705 Anchorage Ct is owned and occupied by an individual who bought it in September 2026.
Source: Oldham County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1705 ANCHORAGE CT, PROSPECT, KY 40059-7136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Sep 11, 2026 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Sep 6, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on File |
| Deed Sale | Sep 11, 2026 · Amount on File |
| Prior Sale | Sep 6, 2022 · Amount on File |
| Deed Document Number | 2026955225 |
| Deed Book / Page | 1453 / 76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 11, 2026 |
| Property Address | 1705 ANCHORAGE CT, PROSPECT, KY 40059-7136 |
| Document Number | 0000955228 |
| Book / Page | 2760 / 509 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 2026955228 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | ACUITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000955228, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 2760/509 |
| Instrument | 2026955228 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 11, 2026 |
| Property Address | 1705 ANCHORAGE CT, PROSPECT, KY 40059-7136 |
| Document Number | 0000955225 |
| Book / Page | 1453 / 76 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 2026955225 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | ACUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,289.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1705 ANCHORAGE CT, PROSPECT, KY 40059-7136 |
| Document Number | 0000955228, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 2026955228 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 6, 2022 |
| Property Address | 1705 ANCHORAGE CT, PROSPECT, KY 40059-7136 |
| Document Number | 0D1338/243 |
| Book / Page | D1338 / 243 |
| Map Reference | MB 7 PG 3-5 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 704877 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | ACUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1705 ANCHORAGE CT, 1705, PROSPECT, KY 40059-7136 |
| Name | Verified Name |
|---|---|
| Address | 1705 ANCHORAGE CT, PROSPECT, KY 40059-7136 |
| Document Number | 0000704880 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 704880 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Dec 8, 2017 |
| Property Address | 1705 ANCHORAGE CT, PROSPECT, KY 40059-7136 |
| Document Number | 0D1179/473 |
| Book / Page | D1179 / 473 |
| Map Reference | MB7 PG35 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 533534 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $273.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1816 JUSTIN CV, 1816, PROSPECT, KY 40059-8001 |
| Name | Verified Name |
|---|---|
| Address | 1705 ANCHORAGE CT, PROSPECT, KY 40059-7136 |
| Document Number | 0000533535 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 533535 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2028 |
The 2025 property tax bill for 1705 Anchorage Ct was $4,664.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,664.00 | $375,000 Land $30,000 Building $345,000 | $375,000 Land $30,000 Building $345,000 |
| 2023 | $4,682.00 | $375,000 Land $30,000 Building $345,000 | $375,000 Land $30,000 Building $345,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1705 Anchorage Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 776 (1978–2025) |
| Claims Outside the SFHA | 47 of 776 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1705 Anchorage Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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