Lowndes County property record for 1706 Ridge Rd, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,901 sqft · built 1945 |
| Lot Size | 21.7 acres (949,608 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,500 (Aug 2022) |
| Tax Bill | $746 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance May 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47W240000700 |
| Primary APN | 47W240000700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,901 sqft Adjusted Area |
| 1st Floor Area | 1,836 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 949,608 sqft (21.7 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 007089 |
|---|---|
| Street Address | 1706 RIDGE RD |
| City | COLUMBUS |
| State | MS |
| Zip | 39705-3290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4 NE4 1706 RIDGE RD 7C |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 34 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 301 |
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1706 RIDGE RD, COLUMBUS, MS 39705-3290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GUM TREE MORTGAGE LLC |
| May 22, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage BANKFIRST FIN'L SVCS |
| Sep 28, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage BANKFIRST FIN'L SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on Record |
| Deed Sale | Aug 1, 2022 · Amount on Record |
| Deed Document Number | 0020226574 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1706 RIDGE RD, COLUMBUS, MS 39705-3290 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202219814 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 2022/19814 |
| Name | GUM TREE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 22, 2018 |
| Property Address | 1706 RIDGE RD, COLUMBUS, MS 39705-3290 |
| Document Number | 0020180322 |
| Book / Page | 002018 / 010322 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2019 |
| Name | Verified Name |
|---|---|
| Address | 5952 CRAWFORD RD STARKVILLE MS 397596098, STARKVILLE, MS 39759-6098 |
| Document Number | 20180322 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 002018/010322 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | STARKVILLE, MS 39760 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 21, 2019 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Sep 28, 2017 |
| Property Address | 1706 RIDGE RD, COLUMBUS, MS 39705-3290 |
| Document Number | 0020171263 |
| Book / Page | 002017 / 021263 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 5, 2017 |
| Name | Verified Name |
|---|---|
| Address | 5952 CRAWFORD RD STARKVILLE MS 397596098, STARKVILLE, MS 39759-6098 |
| Document Number | 20171263 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 002017/021263 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | STARKVILLE, MS 39760 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 27, 2018 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $746.00 (+2.61%) Homeowner's exemption | $9,287 (+15.63%) | $91,160 (+15.99%) Land $18,410 Building $72,750 |
| 2024 | $727.00 (+21.57%) | ||
| 2023 | $598.00 Homeowner's exemption | $8,032 | $78,590 Land $18,450 Building $60,140 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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