1653 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 1653 Ridge Rd, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 3,081 sqft · built 2000
Lot Size1.7 acres (74,052 sqft)
OwnerIndividual Name on File
Tax Bill$1,916 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN47W240012902

Property Details

APN / Parcel Number

Primary APN47W240012902
Alternative APNs
  • 028755
  • 28755

Interior

Full Baths1 Bath
Building Area3,081 sqft Adjusted Area
1st Floor Area4,880 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area74,052 sqft (1.7 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number028755
Street Address1653 RIDGE RD
CityCOLUMBUS
StateMS
Zip39705-3288
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW4 NE4 1653 RIDGE RD
Legal Range18W
Legal Township17S
Legal Section34
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group3
Census Block3001
Census Tract301

Owner

Source: Lowndes County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1653 RIDGE RD, COLUMBUS, MS 39705-3288
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF COMMERCE
Aug 8, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 3, 2013
Deed SaleMay 3, 2013
Deed Document Number0020133022
Deed Book / Page2013 / 3022
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address1653 RIDGE RD, COLUMBUS, MS 39705-3288
Document Number0020177800
Instrument DateAug 8, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1653 RIDGE RD COLUMBUS MS 397053288, COLUMBUS, MS 39705-3288

Mortgage

Document Number0020177800
DateAug 16, 2017
Book Page002017/017800
Lender
NameBANK OF COMMERCE
TypeBank
AddressCOLUMBUS, MS 39701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 15, 2032
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address1653 RIDGE RD, COLUMBUS, MS 39705-3288
Document Number0020179398
Instrument DateAug 8, 2017
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1653 RIDGE RD COLUMBUS MS 397053288, COLUMBUS, MS 39705-3288

Mortgage

Document Number0020179398
DateAug 30, 2017
Book Page002017/019398
Lender
NameBANK OF COMMERCE
TypeBank
AddressCOLUMBUS, MS 39701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 29, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,916.00 (+1.86%) Homeowner's exemption$19,699 (+10.76%)$196,990 (+10.76%) Land $16,180 Building $180,810
2024$1,881.00 (+11.7%)
2023$1,684.00 Homeowner's exemption$17,786$177,860 Land $16,180 Building $161,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A #2-HUCKLEBERRY
public/private · serves 7,035 people · EPA ID MS0440080
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Telapex
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Cable One
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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