Cooke County property record for 1706 Laurel Rd, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,363 sqft · built 1950 |
| Lot Size | 0.253 acres (11,038 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $186,200 (Jun 2023) |
| Tax Bill | $2,727 (2025) |
| Deeds & Mortgages | Feb 2010 Line of Credit Nov 2005 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2405-007-00005 |
| Primary APN | 2405-007-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,363 sqft Living Area |
| Gross Area | 2,063 sqft |
| 1st Floor Area | 1,363 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 11,038 sqft (0.253 acres) |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 16 sqft |
| Storage Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 2405-007-00005 |
|---|---|
| Street Address | 1706 LAUREL RD |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-5116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOY ACRES; BLOCK 7; LOT 5 |
| Legal Subdivision | JOY ACRES |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1100 |
Source: Cooke County records · APN 2405-007-00005
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1706 LAUREL RD, GAINESVILLE, TX 76240-5116 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 02, 2010 | Deed of Trust, Mortgage · Line of Credit CITIMORTGAGE INC |
| Nov 28, 2005 | Deed of Trust, Mortgage · Line of Credit AMERIQUEST MORTGAGE CO |
| Feb 05, 2026 | Intrafamily Transfer, Transfer |
| Jun 06, 2023 | Vendor's Lien, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST |
| Apr 23, 2020 | Special Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2023 · Amount on Record |
| Deed Sale | Jun 06, 2023 · Amount on Record |
| Prior Sale | Apr 23, 2020 |
| Deed Document Number | 20233805 |
| Deed Book / Page | 2583 / 356 |
| Last Transfer Date | Jan 14, 2026 |
| Transfer Doc | 002763/114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 1706 LAUREL RD, GAINESVILLE, TX 76240-5116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001677/110 |
|---|---|
| Date | Feb 02, 2010 |
| Book Page | 1677/110 |
| Instrument | 00009091 |
| Name | CITIMORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 01, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 1706 LAUREL RD, GAINESVILLE, TX 76240-5116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001403/105 |
|---|---|
| Date | Nov 28, 2005 |
| Book Page | 1403/105 |
| Instrument | 2005-00009738 |
| Name | AMERIQUEST MORTGAGE CO |
|---|---|
| Type | Subprime Lender |
| Address | ORANGE, CA 92868 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Feb 05, 2026 |
| Property Address | 1706 LAUREL RD, GAINESVILLE, TX 76240-5116 |
| Document Number | 002763/114 |
| Book / Page | 2763 / 114 |
| Map Reference | CAB B SL 102 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 2026-799 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1706 LAUREL RD, GAINESVILLE, TX 76240-5116 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1706 LAUREL RD, GAINESVILLE, TX 76240-5116 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jun 06, 2023 |
| Property Address | 1706 LAUREL RD, GAINESVILLE, TX 76240-5116 |
| Document Number | 002583/356 |
| Book / Page | 2583 / 356 |
| Map Reference | CAB B SL 102 |
| Instrument Date | Jun 05, 2023 |
| Instrument | 2023-3805 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 732 HAWKINS RD, WHITESBORO, TX 76273-5251 |
| Name | Verified Name |
|---|---|
| Address | 817 N CLEMENTS ST UNIT 2, 2, GAINESVILLE, TX 76240-3578 |
| Document Number | 0020233806 |
|---|---|
| Date | Jun 06, 2023 |
| Instrument | 2023-3806 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Apr 23, 2020 |
| Property Address | 1706 LAUREL RD, GAINESVILLE, TX 76240-5116 |
| Document Number | 002325/231 |
| Book / Page | 2325 / 231 |
| Map Reference | VOL 2 PG 27 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 2816 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 732 HAWKINS RD, WHITESBORO, TX 76273-5251 |
Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,727.00 (-5.21%) Homeowner's exemption | $197,150 (+1%) Land $54,888 Building $142,262 | $197,150 (+1%) Land $54,888 Building $142,262 |
| 2024 | $2,877.00 (-22.72%) | ||
| 2023 | $179,228 (+4.79%) Land $49,901 Building $129,327 | $179,228 (+4.79%) Land $49,901 Building $129,327 | |
| 2022 | $3,723.00 | $171,035 Land $41,621 Building $129,414 | $171,035 Land $41,621 Building $129,414 |
Source: FEMA National Flood Hazard Layer as of April 26, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 14 (1990–2015) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Fiber | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Element8 Technology Investment Group.
Based on FCC filings for 480 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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