1704 Laurel Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 1704 Laurel Rd, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,172 sqft · built 1950
Lot Size	0.247 acres (10,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,224 (Mar 2025)
Tax Bill	$4,079 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2405-007-00004`

Property Details

APN / Parcel Number

Primary APN	`2405-007-00004`
Alternative APN	`3867`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,172 sqft Living Area
Gross Area	1,763 sqft
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,764 sqft (0.247 acres)
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	2405-007-00004
Street Address	1704 LAUREL RD
City	GAINESVILLE
State	TX
Zip	76240-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOY ACRES; BLOCK 7; LOT 4
Legal Subdivision	JOY ACRES
Legal Block	7
Legal Lot Number	4
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2005
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1704 LAUREL RD, GAINESVILLE, TX 76240-5116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Mar 3, 2025	Vendor's Lien, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on Record
Deed Sale	Mar 3, 2025 · Amount on Record
Prior Sale	Feb 20, 2013
Deed Document Number	20251389
Deed Book / Page	2697 / 70
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1704 LAUREL RD, GAINESVILLE, TX 76240-5116
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 LAUREL RD, GAINESVILLE, TX 76240-5116

Mortgage

Document Number	002768/144
Date	Mar 2, 2026
Book Page	2768/144
Instrument	2026-1465

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 3, 2025
Property Address	1704 LAUREL RD, GAINESVILLE, TX 76240-5116
Document Number	0002697/70
Book / Page	2697 / 70
Map Reference	CAB 2 SL 102
Instrument Date	Feb 28, 2025
Instrument	2025-1389
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6406 ROBIN FRST, SAN ANTONIO, TX 78239-3219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 LAUREL RD, GAINESVILLE, TX 76240-5116

Mortgage

Document Number	0020251390
Date	Mar 3, 2025
Instrument	2025-1390

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,079.00 (+125.73%) Homeowner's exemption Disabled Person's exemption	$194,956 (+16.9%) Land $54,025 Building $140,931	$194,956 (+16.9%) Land $54,025 Building $140,931
2025	$1,807.00 (-42.82%) Homeowner's exemption Disabled Person's exemption	$166,771 (+10.08%) Land $54,025 Building $112,746	$166,771 (+10.08%) Land $54,025 Building $112,746
2024	$3,160.00 (+3.47%)
2023		$151,494 Land $49,084 Building $102,410	$151,494 Land $49,084 Building $102,410
2022	$3,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1990–2015)
Claims Outside the SFHA	7 of 14
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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