Miami County property record for 1705 Swailes Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,080 sqft · built 1972 |
| Lot Size | 3.19 acres (139,348 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $135,000 (Feb 2016) |
| Tax Bill | $3,094 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-046510 |
| Primary APN | C06-046510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 139,348 sqft (3.19 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Patio Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1705 SWAILES RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-5-32 SW PT SW |
| Legal Range | 06 |
| Legal Township | 05 |
| Legal Section | 32 |
| Legal Tract | 2 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 365302 |
1705 Swailes Rd is owner-occupied and held in a trust since February 2016.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1705 SWAILES RD, TROY, OH 45373-9566 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · SBA Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 1, 2021 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2016 · Amount on File |
| Deed Sale | Feb 22, 2016 · Amount on File |
| Prior Sale | Dec 6, 2012 · Amount on File |
| Deed Document Number | 20162016OR-02072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1705 SWAILES RD, TROY, OH 45373-9566 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1705 SWAILES RD, TROY, OH 45373-9566 |
| Document Number | 0000011534 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025OR-11534 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 341470, COLUMBUS, OH 43234 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1705 SWAILES RD, TROY, OH 45373-9566 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015279 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021OR-15279 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 25, 2046 |
The 2025 property tax bill for 1705 Swailes Rd was $3,094 with a homeowner's exemption, down 6.6% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,094.00 (-6.55%) Homeowner's exemption | $89,400 (+5.62%) Land $26,850 Building $62,550 | $255,400 Land $76,700 Building $178,700 |
| 2024 | $3,311.00 (+24.52%) Homeowner's exemption | $84,640 (+21.63%) Land $25,310 Building $59,330 | |
| 2023 | $2,659.00 (+16.93%) Homeowner's exemption | $69,590 (-) Land $25,310 Building $44,280 | $241,800 (+21.63%) Land $72,300 Building $169,500 |
| 2022 | $2,274.00 Homeowner's exemption | $69,590 Land $25,310 Building $44,280 | $198,800 Land $72,300 Building $126,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1705 Swailes Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1999–2014) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1705 Swailes Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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