Miami County property record for 1670 Swailes Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,688 sqft · built 1974 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (May 2018) |
| Tax Bill | $3,820 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-011000 |
| Primary APN | C06-011000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Living Area |
| 1st Floor Area | 2,688 sqft |
| Upper Floors Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 56,192 sqft (1.29 acres) |
| Lot Dimensions | 425 ft deep x 135 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Patio Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1670 SWAILES RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-4-5 PT NE PT NW |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 05 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 365302 |
1670 Swailes Rd is owned and occupied by two individuals who bought it in May 2018.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1670 SWAILES RD, TROY, OH 45373-9563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage FIFTH THIRD BANK OF WESTERN OHIO |
| Mar 18, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 11, 2018 | Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2018 · Amount on File |
| Deed Sale | May 11, 2018 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 20182018OR-05688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1670 SWAILES RD, TROY, OH 45373-9563 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1670 SWAILES RD, TROY, OH 45373-9563 |
| Document Number | 0000003314 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026OR-03314 |
| Name | FIFTH THIRD BANK OF WESTERN OHIO |
|---|---|
| Type | Bank |
| Address | 5050 KINGSLEY DR, CINCINNATI, OH 45227 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 25, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1670 SWAILES RD, TROY, OH 45373-9563 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1670 SWAILES RD, TROY, OH 45373-9563 |
| Document Number | 0000004400 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 2022OR-04400 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1670 SWAILES RD, TROY, OH 45373-9563 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007824 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020OR-07824 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 11, 2018 |
| Property Address | 1670 SWAILES RD, TROY, OH 45373-9563 |
| Document Number | 0000005688 |
| Map Reference | V25 PG123 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2018OR-05688 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1670 SWAILES RD, TROY, OH 45373-9563 |
| Document Number | 0000005689 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 2018OR-05689 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1670 Swailes Rd was $3,820 with a homeowner's exemption, up 14.6% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,820.00 (+14.58%) Homeowner's exemption | $111,160 (+29.53%) Land $25,410 Building $85,750 | $317,600 Land $72,600 Building $245,000 |
| 2024 | $3,334.00 (+2.05%) Homeowner's exemption | $85,820 (-) Land $26,530 Building $59,290 | |
| 2023 | $3,267.00 (+17.01%) Homeowner's exemption | $85,820 (-) Land $26,530 Building $59,290 | $245,200 (-) Land $75,800 Building $169,400 |
| 2022 | $2,792.00 Homeowner's exemption | $85,820 Land $26,530 Building $59,290 | $245,200 Land $75,800 Building $169,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1670 Swailes Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (2008–2014) |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1670 Swailes Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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