Anne Arundel County property record for 1705 River Rd, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,363 sqft · built 2006 |
| Lot Size | 0.264 acres (11,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $865,000 (Jul 2015) |
| Tax Bill | $11,613 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-550-33997049 |
| Primary APN | 03-550-33997049 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,363 sqft Living Area |
| Gross Area | 3,099 sqft |
| 1st Floor Area | 1,021 sqft |
| Basement Area | 200 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,490 sqft (0.264 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Deck Area | 432 sqft |
| Patio Area | 117 sqft |
| Shed | 1 Shed |
| Shed Area | 297 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 55033997049 |
|---|---|
| Street Address | 1705 RIVER RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-6122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LT 17 MEREDITH HOMES |
| Legal Subdivision | MEREDITH HOMES |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 730902 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1705 RIVER RD, ANNAPOLIS, MD 21409-6122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK |
| Apr 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| Jun 25, 2020 | Deed of Trust, Mortgage SANDY SPRING BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2015 · Amount on Record |
| Deed Sale | Jul 8, 2015 · Amount on Record |
| Prior Sale | Mar 30, 2007 · Amount on Record |
| Deed Book / Page | 28580 / 247 |
| Last Transfer Date | Apr 27, 2026 |
| Transfer Doc | 4241000455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 4, 2026 |
| Property Address | 1705 RIVER RD, ANNAPOLIS, MD 21409-6122 |
| Document Number | 4241000455 |
| Book / Page | 42414 / 455 |
| Instrument Date | Apr 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1705 RIVER RD, ANNAPOLIS, MD 21409-6122 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 22, 2026 |
| Property Address | 1705 RIVER RD, ANNAPOLIS, MD 21409-6122 |
| Document Number | 4227000456 |
| Book / Page | 42279 / 456 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1705 RIVER RD, ANNAPOLIS, MD 21409-6122 |
| Document Number | 4227000456, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 42279/456 |
| Name | ATLANTIC UNION BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1705 RIVER RD, ANNAPOLIS, MD 21409-6122 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | EAGLE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0320420288 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 32042/288 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1705 RIVER RD, ANNAPOLIS, MD 21409-6122 |
| Document Number | 0348450295 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | EAGLE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1705 RIVER RD ANNAPOLIS MD 214096122, ANNAPOLIS, MD 21409-6122 |
| Document Number | 0348450295 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 034845/000295 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | 17801 GEORGIA AVE, LAUREL, MD 20707 |
| Amount | Amount Recorded |
|---|
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,195,000 (+10.08%) | $1,304,400 (-) Land $797,900 Building $506,500 | |
| 2025 | $11,613.00 (+2.32%) Homeowner's exemption | $1,085,600 (+21.1%) | $1,304,400 (+33.62%) Land $797,900 Building $506,500 |
| 2024 | $11,350.00 (+15.95%) | ||
| 2023 | $9,789.00 | $896,467 | $976,200 Land $666,700 Building $309,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (1987–2020) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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