1703 River Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1703 River Rd, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,252 sqft · built 1953
Lot Size0.264 acres (11,490 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Sep 1994)
Tax Bill$7,658 (2025)
Deeds & MortgagesJun 2019 Mortgage
Jan 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-550-06747900

Property Details

APN / Parcel Number

Primary APN03-550-06747900
Alternative APNs
  • 355006747900
  • 55006747900

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,252 sqft Living Area
Gross Area4,570 sqft
1st Floor Area1,774 sqft
Basement Area16 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area11,490 sqft (0.264 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area576 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchEnclosed Porch
Porch Area226 sqft
Deck Area300 sqft
Patio Area300 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number55006747900
Street Address1703 RIVER RD
CityANNAPOLIS
StateMD
Zip21409-6122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLT 16 MEREDITH HOMES
Legal SubdivisionMEREDITH HOMES
Legal Block2
Legal Lot Number16
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2004
Census Tract730902

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1703 RIVER RD, ANNAPOLIS, MD 21409-6122
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Jan 31, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 1994 · Amount on Record
Deed SaleSep 22, 1994 · Amount on Record
Prior SaleNov 4, 1993 · Amount on Record
Deed Book / Page6784 / 431
Transfer Doc6298000778
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1703 RIVER RD, ANNAPOLIS, MD 21409-6122
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLIBERTY T&E OF MD LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0332780478
DateJun 26, 2019
Book Page33278/478
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1703 RIVER RD, ANNAPOLIS, MD 21409-6122
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1703 RIVER RD, ANNAPOLIS, MD 21409-6122

Mortgage

Document Number0341390393
DateJan 31, 2020
Book Page34139/393
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1703 RIVER RD, ANNAPOLIS, MD 21409-6122
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLIBERTY T&E OF MD LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0347580210
DateJun 17, 2020
Book Page34758/210
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,052,667 (+23.23%)$1,112,100 (+19.09%) Land $799,200 Building $312,900
2025$7,658.00 (+16.51%)
2023$6,573.00 Homeowner's exemption$854,200$933,800 Land $667,200 Building $266,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims7 (1987–2020)
Claims Outside the SFHA4 of 7
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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