1705 E 3rd Ave, Stillwater, OK 74074 Property Records

Payne County property record for 1705 E 3rd Ave, Stillwater, OK 74074

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,094 sqft · built 1965
Lot Size0.36 acres (15,703 sqft)
OwnerIndividual Name on File
Last Sale$169,000 (Aug 2025)
Tax Bill$1,486 (2025)
Deeds & MortgagesMar 2026 Sale
Aug 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19N02E-13-2-SF010-000-0010A

Property Details

APN / Parcel Number

Primary APN19N02E-13-2-SF010-000-0010A
Alternative APNs
  • 600022135
  • 22135

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,094 sqft Living Area
1st Floor Area1,094 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialAluminum Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,703 sqft (0.36 acres)
Lot Dimensions140 ft deep x 89 ft wide
Garage TypeAttached
Garage Area529 sqft

Exterior Amenities

PorchSlab
Porch Area663 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number22135
Street Address1705 E 3RD AVE
CitySTILLWATER
StateOK
Zip74074-3911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRLAWN HTS SUB (REPL LOTS 10-16) W-89' LOTS 10-11
Legal Range02E
Legal Township19N
Legal Section13
Legal SubdivisionFAIRLAWN HTS SUB
Legal Lot Number10-16
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group4
Census Block4020
Census Tract10600

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1705 E 3RD AVE, STILLWATER, OK 74074-3911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Warranty Deed, Transfer
MULTIPLE
Aug 7, 2025Warranty Deed, Transfer · VA Mortgage
EXCHANGE BANK & TRUST CO
Aug 25, 2020Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2025 · Amount on File
Deed SaleAug 7, 2025 · Amount on File
Prior SaleAug 25, 2020 · Amount on File
Deed Document Number20258766
Deed Book / Page2881 / 790
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateMar 16, 2026
Property Address1705 E 3RD AVE, STILLWATER, OK 74074-3911
Document Number0029250948
Book / Page2925 / 948
Instrument DateMar 11, 2026
InstrumentI-2026-002570
Transaction TypeTransfer
Record UpdatedApr 1, 2026
Title CompanyMULTIPLE

Transaction

AmountAmount on Record
Tax$252.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1705 E 3RD AVE, STILLWATER, OK 74074-3911

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateAug 7, 2025
Property Address1705 E 3RD AVE, STILLWATER, OK 74074-3911
Document Number0028810790
Book / Page2881 / 790
Instrument DateAug 6, 2025
InstrumentI-2025-008766
Transaction TypeTransfer
Record UpdatedApr 1, 2026
Title CompanyOCTS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$253.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 E 3RD AVE, STILLWATER, OK 74074-3911

Mortgage

Document NumberI2025008767
DateAug 7, 2025
InstrumentI-2025-008767
Lender
NameEXCHANGE BANK & TRUST CO
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionPAYNE OK
Recording DateAug 25, 2020
Property Address1705 E 3RD AVE, STILLWATER, OK 74074-3911
Document Number0025820710
Book / Page2582 / 710
Instrument DateAug 21, 2020
Instrument2020-009245
Transaction TypeTransfer
Record UpdatedMar 22, 2022
Title CompanyAMERICAN EAGLE TITLE INS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$183.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 E 3RD AVE, STILLWATER, OK 74074-3911

Mortgage

Document Number2020009246
DateAug 25, 2020
Instrument2020-009246
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
MunicipalityStillwater City
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,822 (+30.31%) Land $2,622 Building $17,200$173,880 (+13.58%) Land $23,000 Building $150,880
2025$1,486.00 (+2.84%) Homeowner's exemption$15,212 (-) Land $2,285 Building $12,927
2024$1,445.00 (+3.44%) Homeowner's exemption$15,212 (+3%) Land $2,285 Building $12,927$153,090 (+1.71%) Land $23,000 Building $130,090
2023$1,397.00 (+3.48%) Homeowner's exemption$14,769 (+3%) Land $2,256 Building $12,513$150,520 (+14.05%) Land $23,000 Building $127,520
2022$1,350.00 Homeowner's exemption$14,339 Land $2,498 Building $11,841$131,980 Land $23,000 Building $108,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTILLWATER UTILITIES AUTHORITY
serves 53,000 people · EPA ID OK1021220
Water SourceSurface water
Last State InspectionFeb 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Feb 2023
Turbidity
resolved · Oct 2018
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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