1618 E 3rd Ave, Stillwater, OK 74074 Property Records

Payne County property record for 1618 E 3rd Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,350 sqft · built 1965
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Oct 2021)
Tax Bill	$1,650 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-2-SA695-012-0015`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-2-SA695-012-0015`
Alternative APNs	`600006857` `6857`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,100 sqft (0.208 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	364 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6857
Street Address	1618 E 3RD AVE
City	STILLWATER
State	OK
Zip	74074-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARNOLD'S SUB (SUB OF LOT 12 PARKERVILLE) BLK 12 LOT 15
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	ARNOLD'S SUB
Legal Block	12
Legal Lot Number	12,15
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4019
Census Tract	10600

Owner

1618 E 3rd Ave is owned and occupied by an individual who bought it in October 2021.

Source: Payne County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1618 E 3RD AVE, STILLWATER, OK 74074-3908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Dec 8, 2016 · Amount on File
Deed Document Number	2021123644
Deed Book / Page	2661 / 725
Prior Transfer Date	Feb 23, 2016
Prior Transfer Doc	0023110459
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Oct 26, 2021
Property Address	1618 E 3RD AVE, STILLWATER, OK 74074-3908
Document Number	0026610725
Book / Page	2661 / 725
Instrument Date	Oct 25, 2021
Instrument	2021-123644
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1618 E 3RD AVE, STILLWATER, OK 74074-3908

Mortgage

Document Number	2021123645
Date	Oct 26, 2021
Instrument	2021-123645

Lender

Name	STRIDE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1618 E 3rd Ave was $1,650, up 4.6% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,104 (+10.25%) Land $2,266 Building $14,838	$150,040 Land $19,880 Building $130,160
2025	$1,650.00 (+4.63%)	$15,514 (-) Land $2,118 Building $13,396
2024	$1,577.00 (+5.2%)	$15,514 (+5%) Land $2,118 Building $13,396	$146,480 (+8.29%) Land $20,000 Building $126,480
2023	$1,499.00 (+5.19%)	$14,775 (+5%) Land $2,184 Building $12,591	$135,270 (+9.58%) Land $20,000 Building $115,270
2022	$1,425.00	$14,072 Land $2,280 Building $11,792	$123,440 Land $20,000 Building $103,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1618 E 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1618 E 3rd Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20