1704 Turner Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1704 Turner Rd, Saint Cloud, FL 34769 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,545 sqft · built 1945
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Mar 2024)
Tax Bill	$3,403 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-26-30-4950-0001-0407`

Property Details

APN / Parcel Number

Primary APN	`12-26-30-4950-0001-0407`
Alternative APNs	`263012495000010407` `84628`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,545 sqft Living Area
Gross Area	1,577 sqft
1st Floor Area	1,245 sqft
Upper Floors Area	300 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	32 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1704 TURNER RD
City	SAINT CLOUD
State	FL
Zip	34769-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 3 BEG 127.5 FT S & 170 FT W OF NE COR LOT 40, S 60 FT, W 160 FT, N 60 FT, E 160 FT TO POB
Legal Range	30E
Legal Township	26S
Legal Section	12
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	407
Legal Lot Number	40
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43303

Owner

Source: Osceola County records · APN 12-26-30-4950-0001-0407

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1704 TURNER RD, SAINT CLOUD, FL 34769-5313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Prior Sale	Aug 21, 2012 · Amount on Record
Deed Document Number	202432226
Deed Book / Page	6564 / 325
Prior Transfer Date	Feb 19, 2024
Prior Transfer Doc	0065640315
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1704 TURNER RD, SAINT CLOUD, FL 34769-5313
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 SANDESTIN WAY, ORLANDO, FL 32824-5203

Mortgage

Document Number	0065640328
Date	Mar 12, 2024
Book Page	6564/328
Instrument	2024032227

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,403.00 (+32.62%)	$189,900 (+36.42%) Land $30,200 Building $159,700	$189,900 (+36.42%) Land $30,200 Building $159,700
2024	$2,566.00 (+17.06%)
2023	$2,192.00 (+10.88%)	$139,200 (+12.9%) Land $27,500 Building $111,700	$139,200 (+12.9%) Land $27,500 Building $111,700
2022	$1,977.00	$123,300 Land $24,800 Building $98,500	$123,300 Land $24,800 Building $98,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, TPC ACC Acquisition, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.