1700 Turner Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1700 Turner Rd, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 472 sqft · built 1945
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jan 2025)
Tax Bill	$593 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-26-30-4950-0001-0405`

Property Details

APN / Parcel Number

Primary APN	`12-26-30-4950-0001-0405`
Alternative APNs	`263012495000010405` `84626`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	472 sqft Living Area
1st Floor Area	472 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	50 ft deep x 160 ft wide
Deck Area	72 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1700 TURNER RD
City	SAINT CLOUD
State	FL
Zip	34769-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	S L & I C PB B PG 3 BEG 17.5 FT S & 170 FT W OF NE COR LOT 40, S 50 FT, W 160 FT, N 50 FT, E 160 FT TO POB
Legal Range	30E
Legal Township	26S
Legal Section	12
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	1
Legal Lot Number	40
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13670 ABBERWICK DR, ORLANDO, FL 32832-6476
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY
Jan 16, 2020	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Prior Sale	Apr 15, 2024 · Amount on Record
Deed Document Number	202513553
Deed Book / Page	6734 / 919
Prior Transfer Date	Apr 13, 2024
Prior Transfer Doc	0000048590
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1700 TURNER RD, SAINT CLOUD, FL 34769-5313
Document Number	0058620622
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1761 MICHIGAN AVE ST CLOUD FL 347694528, ST CLOUD, FL 34769-4528

Mortgage

Document Number	0058620622
Date	Dec 31, 2020
Book Page	005862/000622
Instrument	177594

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PO BOX 66889, ST LOUIS, MO 63166-6889

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2035

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 16, 2020
Property Address	1700 TURNER RD, SAINT CLOUD, FL 34769-5313
Document Number	0056590428
Book / Page	5659 / 0428
Instrument Date	Jan 15, 2020
Instrument	2020008294
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1633 E VINE ST, 1633, KISSIMMEE, FL 34744-3732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 TURNER RD, SAINT CLOUD, FL 34769-5313

Mortgage

Document Number	0056590430
Date	Jan 16, 2020
Instrument	5659/0430

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$593.00 (+2.77%)	$76,009 (+5.99%)	$114,200 (+26.61%) Land $28,000 Building $86,200
2024	$577.00 (+0.7%)
2023	$573.00 (+1.96%) Homeowner's exemption	$71,716 (+3%)	$90,200 (+12.47%) Land $25,500 Building $64,700
2022	$562.00 Homeowner's exemption	$69,628	$80,200 Land $23,000 Building $57,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Blue Stream.

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