1704 Oak Hill Dr, Murray, KY 42071 Property Records

Calloway County property record for 1704 Oak Hill Dr, Murray, KY 42071

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,950 sqft
Owner	Company Name on Record
Last Sale	$169,000 (Mar 2022)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Mar 2022 Sale & Line of Credit Nov 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`042-K-0007-00009`

Property Details

APN / Parcel Number

Primary APN	`042-K-0007-00009`
Alternative APNs	`90053` `92894`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,950 sqft Living Area

Exterior

Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Bowstring Truss
Roof Material	Composition Shingle
Patio Area	280 sqft

Location & Zoning

Account Number	92894
Street Address	1704 OAK HILL DR
City	MURRAY
State	KY
Zip	42071-3143
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	1704 OAKHILL
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2011
Census Tract	10602

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	38 SMALL LN, HARDIN, KY 42048-9559
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Warranty Deed, Transfer · Line of Credit FNB BANK NA
Nov 9, 2021	Warranty Deed, Construction Loan · Construction Mortgage COMMUNITY FINANCIAL SERVICES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Nov 9, 2021 · Amount on Record
Deed Document Number	656122
Deed Book / Page	1362 / 512
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Mar 25, 2022
Property Address	1704 OAK HILL DR, MURRAY, KY 42071-3143
Document Number	001362/512
Book / Page	1362 / 512
Map Reference	MB 3 PG 14
Instrument Date	Mar 21, 2022
Instrument	656122
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3170 CAMBRIDGE RD, CAMERON PARK, CA 95682-8131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SMALL LN, HARDIN, KY 42048-9559

Mortgage

Document Number	0000656123
Date	Mar 25, 2022
Instrument	656123

Lender

Name	FNB BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 5, 2042

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Nov 9, 2021
Property Address	1704 OAK HILL DR, MURRAY, KY 42071-3143
Document Number	001344/315
Book / Page	1344 / 315
Map Reference	MB 3 PG 14
Instrument Date	Nov 5, 2021
Instrument	653553
Transaction Type	Construction Loan
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 DOUGHERTY AVE, SHARON, PA 16146-3803

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3170 CAMBRIDGE RD, CAMERON PARK, CA 95682-8131

Mortgage

Document Number	0000653554
Date	Nov 9, 2021
Instrument	653554

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 5, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,550.00 (-1.59%)	$169,000 (-)	$169,000 (-)
2023	$1,575.00	$169,000	$169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Murray Electric System, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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