1604 Oak Hill Dr, Murray, KY 42071 Property Records

Calloway County property record for 1604 Oak Hill Dr, Murray, KY 42071

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 984 sqft
Owner	Individual Name on Record
Last Sale	$197,000 (Dec 2024)
Tax Bill	$1,797 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`042-K-0007-00006`

Property Details

APN / Parcel Number

Primary APN	`042-K-0007-00006`
Alternative APNs	`107549` `92136` `92135`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	984 sqft Living Area
Basement Area	984 sqft

Exterior

Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Propane

Location & Zoning

Account Number	107549
Street Address	1604 OAK HILL DR
City	MURRAY
State	KY
Zip	42071-3112
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	1604 OAKHILL
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2011
Census Tract	10602

Owner

Source: Calloway County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1604 OAK HILL DR, MURRAY, KY 42071-3112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK
Dec 17, 2024	Warranty Deed, Transfer · Line of Credit THE MURRAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2024 · Amount on Record
Deed Sale	Dec 17, 2024 · Amount on Record
Deed Document Number	692894
Deed Book / Page	1482 / 264
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1604 OAK HILL DR, MURRAY, KY 42071-3112
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001373/389
Date	Jun 1, 2022
Book Page	1373/389
Instrument	657563

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Dec 17, 2024
Property Address	1604 OAK HILL DR, MURRAY, KY 42071-3112
Document Number	001482/264
Book / Page	1482 / 264
Map Reference	MB 5 PG 63
Instrument Date	Dec 9, 2024
Instrument	692894
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1303 CLAYTON DR, MURRAY, KY 42071-5207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 OAK HILL DR, MURRAY, KY 42071-3112

Mortgage

Document Number	0000692895
Date	Dec 17, 2024
Instrument	692895

Lender

Name	THE MURRAY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2054

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,797.00 (-21.94%)	$197,000 (-21.2%)	$197,000 (-21.2%)
2023	$2,302.00	$250,000	$250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Murray Electric System, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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