1704 Hawksbill Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1704 Hawksbill Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,841 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,215 (Oct 2018)
Tax Bill	$3,762 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-31-0876-0001-0490`

Property Details

APN / Parcel Number

Primary APN	`05-26-31-0876-0001-0490`
Alternative APN	`263105087600010490`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,841 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	1,841 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1704 HAWKSBILL LN
City	SAINT CLOUD
State	FL
Zip	34771-7546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 2 PB 24 PG 42-44 LOT 49
Legal Range	31E
Legal Township	26S
Legal Section	05
Legal Subdivision	PRESERVE AT TURTLE CREEK PH 2
Legal Phase	2
Legal Tract	876
Legal Block	490
Legal Lot Number	49
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2068
Census Tract	43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1704 HAWKSBILL LN, SAINT CLOUD, FL 34771-7546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 4, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC
May 31, 2018	Grant Deed, Transfer DF TITLE LLC
May 25, 2018	Loan Modification, Mortgage TEXAS CAP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	2018149386
Deed Book / Page	5412 / 1388
Last Transfer Date	Mar 19, 2021
Transfer Doc	0059250210
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2021
Property Address	1704 HAWKSBILL LN, SAINT CLOUD, FL 34771-7546
Document Number	0059250210
Book / Page	5925 / 210
Map Reference	MB 24 PG 42-44
Instrument Date	Mar 19, 2021
Instrument	2021048419
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1704 HAWKSBILL LN, SAINT CLOUD, FL 34771-7546

Mortgage

Document Number	0005925214
Date	Mar 31, 2021
Instrument	5925/214

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 4, 2018
Property Address	1704 HAWKSBILL LN, SAINT CLOUD, FL 34771-7546
Document Number	0054121388
Book / Page	5412 / 1388
Map Reference	MB24 PG42-44
Instrument Date	Sep 28, 2018
Instrument	2018149386
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	DF TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,906.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1704 HAWKSBILL LN, SAINT CLOUD, FL 34771-7546

Mortgage

Document Number	2018149387
Date	Oct 4, 2018
Instrument	2018149387

Lender

Name	JET HOMELOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 31, 2018
Property Address	1704 HAWKSBILL LN, SAINT CLOUD, FL 34771-7546
Document Number	0053412884
Book / Page	005341 / 002884
Instrument Date	May 25, 2018
Instrument	84274
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	DF TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
Investor	Possibly a Property Investor

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	1704 HAWKSBILL LN, SAINT CLOUD, FL 34771-7546
Document Number	0053422190
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Mortgage

Document Number	0053422190
Date	Jun 1, 2018
Book Page	005342/002190
Instrument	84842

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,762.00 (+3.69%) Homeowner's exemption Senior Citizen's exemption	$264,742 (+5.99%)	$343,100 (+0.73%) Land $75,000 Building $268,100
2024	$3,628.00 (+2.75%)
2023	$3,531.00 (+3.79%) Homeowner's exemption Senior Citizen's exemption	$249,788 (+3%)	$340,600 (+14.14%) Land $65,000 Building $275,600
2022	$3,402.00 Homeowner's exemption Senior Citizen's exemption	$242,513	$298,400 Land $60,000 Building $238,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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