1704 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 1704 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,389 sqft · built 1970
Lot Size	0.226 acres (9,845 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Oct 2020)
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1030-00-006-009-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1030-00-006-009-0-000-00`
Alternative APN	`7896`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,389 sqft Living Area
1st Floor Area	1,389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	131 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	408 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7896
Street Address	1704 E PROSPECT AVE
City	PONCA CITY
State	OK
Zip	74604-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-NORTHGATE SUB BLK 6 LOT 9
Legal Range	02E
Legal Township	26N
Legal Section	14
Legal Subdivision	NORTHGATE
Legal Block	6
Legal Lot Number	9
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1007
Census Tract	202

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1704 E PROSPECT AVE, PONCA CITY, OK 74604-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Warranty Deed, Transfer · FHA Mortgage CWM PARTNERS LP
Jul 7, 2020	Grant Deed, Transfer SECURITY ABSTRACT, SECURITY ABS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Aug 17, 2009 · Amount on Record
Deed Document Number	20207484
Deed Book / Page	1849 / 939
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Oct 19, 2020
Property Address	1704 E PROSPECT AVE, PONCA CITY, OK 74604-2028
Document Number	0000007484
Book / Page	1849 / 939
Instrument Date	Oct 16, 2020
Instrument	2020-007484
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	SECURITY TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007485
Date	Oct 19, 2020
Instrument	2020-007485

Lender

Name	CWM PARTNERS LP
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KAY OK
Recording Date	Jul 7, 2020
Property Address	1704 E PROSPECT AVE, PONCA CITY, OK 74604-2028
Document Number	0000004582
Book / Page	001840 / 000030
Instrument Date	Jun 30, 2020
Instrument	4582
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	SECURITY ABSTRACT, SECURITY ABS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 E PROSPECT PONCA CITY OK 74601, PONCA CITY, OK 74601

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,885 (+3%) Land $1,059 Building $10,826	$108,048 (-9.6%) Land $9,629 Building $98,419
2025	$1,008.00 (+4.35%) Homeowner's exemption	$11,539 (+3%) Land $1,271 Building $10,268	$119,525 (-4.11%) Land $11,555 Building $107,970
2024	$966.00 (+1.47%) Homeowner's exemption	$11,203 (+3%) Land $1,271 Building $9,932	$124,642 (+8.85%) Land $11,555 Building $113,087
2023	$952.00 Homeowner's exemption	$10,877 Land $1,271 Building $9,606	$114,512 Land $11,555 Building $102,957

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1994–2009)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband, T-Mobile.

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