1616 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 1616 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,614 sqft · built 1978
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Dec 2023)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1030-00-001-008-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1030-00-001-008-0-000-00`
Alternative APN	`7826`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	131 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	136 sqft
Patio Area	132 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7826
Street Address	1616 E PROSPECT AVE
City	PONCA CITY
State	OK
Zip	74604-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C - NORTHGATE SUB BLK 1 LOT 8
Legal Range	02E
Legal Township	26N
Legal Section	14
Legal Subdivision	NORTHGATE
Legal Block	1
Legal Lot Number	8
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1008
Census Tract	202

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1616 E PROSPECT AVE, PONCA CITY, OK 74604-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage US BANK NA
Dec 8, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Apr 7, 2021	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Mar 27, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	20238136
Deed Book / Page	1951 / 312
Prior Transfer Date	Mar 22, 2018
Prior Transfer Doc	0000002094
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	1616 E PROSPECT AVE, PONCA CITY, OK 74604-1911
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2023008179
Date	Dec 11, 2023
Book Page	1951/457
Instrument	I-2023-008179

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD # 3, HOPKINS, MN 55343

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Dec 8, 2023
Property Address	1616 E PROSPECT AVE, PONCA CITY, OK 74604-1911
Document Number	I2023008136
Book / Page	1951 / 312
Instrument Date	Nov 9, 2023
Instrument	I-2023-008136
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	HERITAGE TITLE LLC, HERITAGE TITLE OF OK LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1616 E PROSPECT AVE, PONCA CITY, OK 74604-1911

Mortgage

Document Number	I2023008179
Date	Dec 8, 2023
Instrument	I-2023-008179

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Mortgage

Document Number	I2023008178
Date	Dec 11, 2023
Book Page	1951/444
Instrument	I-2023-008178

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	18111 PRESTON RD STE 900, DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Apr 7, 2021
Property Address	1616 E PROSPECT AVE, PONCA CITY, OK 74604-1911
Document Number	0000002816
Book / Page	1865 / 330
Instrument Date	Apr 6, 2021
Instrument	2021-002816
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	SECURITY TITLE SERVICES, SECURITY TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000002817
Date	Apr 7, 2021
Instrument	2021-002817

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	KAY OK
Recording Date	Mar 27, 2019
Property Address	1616 E PROSPECT AVE, PONCA CITY, OK 74604-1911
Document Number	0000002093
Book / Page	001802 / 000030
Instrument Date	Mar 26, 2019
Instrument	2093
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 N 4TH ST PONCA CITY OK 746013347, PONCA CITY, OK 74601-3347

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,101 (-1.77%) Land $876 Building $15,225	$146,377 (-1.77%) Land $7,966 Building $138,411
2025	$1,472.00 (-3.16%) Homeowner's exemption	$16,391 (-3.87%) Land $1,051 Building $15,340	$149,019 (-3.86%) Land $9,559 Building $139,460
2024	$1,520.00 (+28.6%) Homeowner's exemption	$17,050 (+28.62%) Land $1,051 Building $15,999	$155,000 (+8.9%) Land $9,559 Building $145,441
2023	$1,182.00 Homeowner's exemption	$13,256 Land $1,051 Building $12,205	$142,332 Land $9,559 Building $132,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1994–2009)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband.

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